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Midwest City Car Insurance Resources

Midwest City, OK Car Insurance

Cars Insured in Midwest City

^ There are an estimated 40,923 vehicles currently insured in Midwest City. [1]

Car Insurance Rates in Midwest City

^ From 2006 to 2010, Oklahoma cities had the 33rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Midwest City

^ There are an estimated 8,212 uninsured motorists driving in Midwest City. [3]

OK Car Insurance

Midwest City Car Insurance

Car Insurance Liability Requirements in Midwest City

  • Minimum Liability Limits in Midwest City: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Midwest City

Required Car Insurance Coverage in Midwest City
  • Midwest City Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Midwest City

  • Insurer Verification of Auto Insurance in Midwest City [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Midwest City Car Insurance Facts, Estimates & Related Laws

Midwest City Car Insurance Stats

Midwest City Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Midwest City
    • Based on historical and current data, 40,923 cars are currently insured in Midwest City. [5]
    • Oklahoma cities collectively ranked 27th in the nation in auto insurance policies in 2011 with a total of 2,823,487. [1]
  • Uninsured Motorist Rate in Midwest City
    • Based on historical and current data, Midwest City has an estimated 8,212 uninsured drivers. [6]
    • Oklahoma cities collectively had the 3rd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Midwest City
    • Oklahoma cities collectively had the 31st highest auto insurance rates in the nation in 2010. [2]

Midwest City Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for learner's permit and intermediate license holders. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for learner's permit holders, intermediate license holders, school bus drivers and public transit drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Midwest City Automotive Laws

  • Minimum Driving Age in Midwest City [9]
    • Midwest City, OK minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Midwest City
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Midwest City
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Midwest City
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 13+ years in front seat. [7]
    • Child restraint law in place for 5 years and younger. [7]

Oklahoma Car & Driver Facts

Oklahoma Auto Registrations

Oklahoma Car & Driver Facts
  • Auto Registrations in OK [8]
    • Registered Cars: 1,522,613
    • Registered Trucks: 1,770,636
    • Registered Motorcycles: 127,150
    • Total Registrations: 3,428,689
    • Rank: Oklahoma ranked 28th in the United States in total auto registrations in 2011.

Oklahoma Automotive Facts

  • Speed Limits in OK
    • Rural interstates: 75 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 70 mph [7]
  • Oklahoma Motor Fuel Consumption
    • Oklahoma cities collectively ranked 27th in the nation in total motor fuel consumption in 2011. [10]

Oklahoma Licensed Drivers

  • Licensed Drivers in OK [11]
    • Female Drivers: 1,287,040
    • Male Drivers: 1,083,603
    • Total Drivers: 2,370,643
    • Rank: 29th highest in the U.S.

Additional information about Midwest City, OK

About Midwest City

Midwest City (Oklahoma) is a city with a population of 54,371 [12] that is located in Oklahoma County.

OK Car Insurance

More about Midwest City auto insurance

For more information about Midwest City car insurance, or for additional resources regarding Oklahoma car insurance overall, visit the Oklahoma Department of Insurance.

Did you know?

Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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