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Kansas Car Insurance Resources

Kansas Car Insurance

Car Insurance Rates in KS

^ From 2006 to 2010, Kansas cities had the 43rd highest auto insurance rates in the nation. [2]

Car Insurance in KS by City

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Cars Insured in KS

^ Kansas ranked 31st of all U.S. states in total auto insurance policies in 2011. [1]

KS Car Insurance

Car Insurance in Kansas

Car Insurance Liability Requirements in Kansas

  • Minimum Liability Limits in KS: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: These amounts are the minimum required by the law. Drivers may opt to purchase auto insurance above the mandatory minimums.

Required Car Insurance Coverage in Kansas

Required Car Insurance Coverage in Kansas
  • Auto Insurance Coverage Requirements in KS [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Kansas

  • Insurer Verification of Auto Insurance in KS [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Kansas Car Insurance Facts, Estimates & Related Laws

Kansas Car Insurance Facts

Kansas Car Insurance Facts, Estimates & Related Laws
  • Average Car Insurance Rates in KS
    • Kansas had the 40th highest auto insurance rates in the nation in 2010. [2]
    • Rates in KS ranked 41st in the nation in 2009. [2]
    • In 2008, KS had the 41st highest rates in the country. [2]
  • Number of Auto Insurance Policies in KS
    • Kansas ranked 31st in the nation in auto insurance policies in 2011 with a total of 2,270,365. [1]
  • Uninsured Motorist Rate in KS
    • The uninsured motorist rate in KS ranked 40th in the nation in 2009. [3]

Kansas Distracted Driving Laws

  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense.
    • Under a primary law, a police officer can stop a driver for that specific offense. Under a secondary law, an officer must stop a driver for a primary offense before ticketing for the secondary offense.

Kansas Automotive Laws

  • Safety Belt Laws in KS
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 14+ years in all seats. [7]
    • Child restraint law in place for 3 years and younger must be in a child restraint; 4 - 7 years less than 80 pounds and 4 - 7 less than 57 inches tall must be in a child restraint or booster seat. [7]
  • Motorcycle Helmet Laws in KS
    • Motorcycle helmets required for 17 and younger. [7]
  • Driver's License Renewal Cycle in KS
    • Renewal cycle: 6 years [7]

Kansas Auto & Driver Facts

Kansas Automotive Facts

Kansas Auto & Driver Facts
  • Speed Limits in KS
    • Rural interstates: 75 mph [7]
    • Urban interstates: 75 mph [7]
    • Other roads: 65 mph [7]
  • Motor Fuel Consumption in KS
    • Kansas cities collectively ranked 32nd in the nation in total motor fuel consumption in 2011. [9]

Kansas Licensed Drivers

  • Licensed Drivers in KS [10]
    • Total Drivers: 2,025,581
    • Female: 1,023,869
    • Male: 1,001,712
    • KS has the 31st most drivers in the U.S.
  • Minimum Driving Age in KS [5]
    • Kansas has a minimum driving age of 14 years.

Kansas Auto Registrations

  • Auto Registrations in KS [8]
    • Registered Cars: 1,141,601
    • Registered Trucks: 1,217,921
    • Registered Motorcycles: 81,361
    • Total Registrations: 2,445,966
    • Rank: Kansas ranked 32nd in the United States in total auto registrations in 2011.

Additional information about Kansas

About Kansas

Kansas has a population of approximately 2,853,118, which ranks 33rd in the U.S. among all states. [6]

KS Car Insurance

More about Kansas auto insurance

For more information about auto insurance in KS, or for additional resources regarding Kansas car insurance, visit the Kansas Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Insurance Institute for Highway Safety (IIHS)

6. ^ United States Census Bureau

7. ^ IIHS & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ U.S. Department of Transportation

10. ^ Federal Highway Administration

Kansas Cities