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Vernon Center Car Insurance Resources

Vernon Center, MN Car Insurance

Cars Insured in Vernon Center

^ There are an estimated 240 vehicles currently insured in Vernon Center. [1]

Car Insurance Rates in Vernon Center

^ From 2006 to 2010, Minnesota cities had the 30th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Vernon Center

^ There are an estimated 27 uninsured motorists driving in Vernon Center. [3]

MN Car Insurance

Vernon Center Car Insurance

Car Insurance Liability Requirements in Vernon Center

  • Minimum Liability Limits in Vernon Center: 30/60/10 [4]
    • 30  Required coverage up to $30,000 for one individual injured in an accident
    • 60  Required coverage up to $60,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Vernon Center

Required Car Insurance Coverage in Vernon Center
  • Vernon Center Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Vernon Center

  • Insurer Verification of Auto Insurance in Vernon Center [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Vernon Center Car Insurance Facts, Estimates & Related Laws

Vernon Center Car Insurance Stats

Vernon Center Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Vernon Center
    • Based on historical and current data, 240 cars are currently insured in Vernon Center. [5]
    • Minnesota cities collectively ranked 21st in the nation in auto insurance policies in 2011 with a total of 3,837,593. [1]
  • Uninsured Motorist Rate in Vernon Center
    • Based on historical and current data, Vernon Center has an estimated 27 uninsured drivers. [6]
    • Minnesota cities collectively had the 26th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Vernon Center
    • Minnesota cities collectively had the 32nd highest auto insurance rates in the nation in 2010. [2]

Vernon Center Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit holders and provisional license holders during the first 12 months after licensing. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Vernon Center Automotive Laws

  • Minimum Driving Age in Vernon Center [9]
    • Vernon Center, MN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Vernon Center
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Vernon Center
    • Motorcycle helmets required for 17 and younger. [7]
    • Motorcycle helmet laws in Minnesota cover operators with instructional/learner\'s permits. [7]
  • Safety Belt Laws in Vernon Center
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 7 and younger and more than 57 inches in all seats; 8+ in all seats. [7]
    • Child restraint law in place for 7 years and younger and less than 57 inches. [7]

Minnesota Car & Driver Facts

Minnesota Auto Registrations

Minnesota Car & Driver Facts
  • Auto Registrations in MN [8]
    • Registered Cars: 2,248,879
    • Registered Trucks: 2,402,947
    • Registered Motorcycles: 240,289
    • Total Registrations: 4,909,634
    • Rank: Minnesota ranked 20th in the United States in total auto registrations in 2011.

Minnesota Automotive Facts

  • Speed Limits in MN
    • Rural interstates: 70 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Minnesota Motor Fuel Consumption
    • Minnesota cities collectively ranked 23rd in the nation in total motor fuel consumption in 2011. [10]

Minnesota Licensed Drivers

  • Licensed Drivers in MN [11]
    • Female Drivers: 1,642,549
    • Male Drivers: 1,663,590
    • Total Drivers: 3,306,139
    • Rank: 24th highest in the U.S.

Additional information about Vernon Center, MN

About Vernon Center

Vernon Center (Minnesota) is a city with a population of 332 [12] that is located in Blue Earth County.

MN Car Insurance

More about Vernon Center auto insurance

For more information about Vernon Center car insurance, or for additional resources regarding Minnesota car insurance overall, visit the Minnesota Department of Insurance.

Did you know?

Novice drivers are prohibited from the use of all cell phones in 37 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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