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Westmoreland Car Insurance Resources

Westmoreland, KS Car Insurance

Cars Insured in Westmoreland

^ There are an estimated 619 vehicles currently insured in Westmoreland. [1]

Car Insurance Rates in Westmoreland

^ From 2006 to 2010, Kansas cities had the 43rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Westmoreland

^ There are an estimated 54 uninsured motorists driving in Westmoreland. [3]

KS Car Insurance

Westmoreland Car Insurance

Car Insurance Liability Requirements in Westmoreland

  • Minimum Liability Limits in Westmoreland: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Westmoreland

Required Car Insurance Coverage in Westmoreland
  • Westmoreland Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Westmoreland

  • Insurer Verification of Auto Insurance in Westmoreland [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Westmoreland Car Insurance Facts, Estimates & Related Laws

Westmoreland Car Insurance Stats

Westmoreland Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Westmoreland
    • Based on historical and current data, 619 cars are currently insured in Westmoreland. [5]
    • Kansas cities collectively ranked 31st in the nation in auto insurance policies in 2011 with a total of 2,270,365. [1]
  • Uninsured Motorist Rate in Westmoreland
    • Based on historical and current data, Westmoreland has an estimated 54 uninsured drivers. [6]
    • Kansas cities collectively had the 40th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Westmoreland
    • Kansas cities collectively had the 40th highest auto insurance rates in the nation in 2010. [2]

Westmoreland Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Westmoreland Automotive Laws

  • Minimum Driving Age in Westmoreland [9]
    • Westmoreland, KS minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Westmoreland
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Westmoreland
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Westmoreland
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 14+ years in all seats. [7]
    • Child restraint law in place for 3 years and younger must be in a child restraint; 4 - 7 years less than 80 pounds and 4 - 7 less than 57 inches tall must be in a child restraint or booster seat. [7]

Kansas Car & Driver Facts

Kansas Auto Registrations

Kansas Car & Driver Facts
  • Auto Registrations in KS [8]
    • Registered Cars: 1,141,601
    • Registered Trucks: 1,217,921
    • Registered Motorcycles: 81,361
    • Total Registrations: 2,445,966
    • Rank: Kansas ranked 32nd in the United States in total auto registrations in 2011.

Kansas Automotive Facts

  • Speed Limits in KS
    • Rural interstates: 75 mph [7]
    • Urban interstates: 75 mph [7]
    • Other roads: 65 mph [7]
  • Kansas Motor Fuel Consumption
    • Kansas cities collectively ranked 32nd in the nation in total motor fuel consumption in 2011. [10]

Kansas Licensed Drivers

  • Licensed Drivers in KS [11]
    • Female Drivers: 1,023,869
    • Male Drivers: 1,001,712
    • Total Drivers: 2,025,581
    • Rank: 31st highest in the U.S.

Additional information about Westmoreland, KS

About Westmoreland

Westmoreland (Kansas) is a city with a population of 778 [12] that is located in Pottawatomie County.

KS Car Insurance

More about Westmoreland auto insurance

For more information about Westmoreland car insurance, or for additional resources regarding Kansas car insurance overall, visit the Kansas Department of Insurance.

Did you know?

Under primary laws, an officer can ticket a driver for the offense (such as texting) without another traffic violation occurring.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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