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Baldwin City Car Insurance Resources

Baldwin City, KS Car Insurance

Cars Insured in Baldwin City

^ There are an estimated 3,593 vehicles currently insured in Baldwin City. [1]

Car Insurance Rates in Baldwin City

^ From 2006 to 2010, Kansas cities had the 43rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Baldwin City

^ There are an estimated 314 uninsured motorists driving in Baldwin City. [3]

KS Car Insurance

Baldwin City Car Insurance

Car Insurance Liability Requirements in Baldwin City

  • Minimum Liability Limits in Baldwin City: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Baldwin City

Required Car Insurance Coverage in Baldwin City
  • Baldwin City Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Baldwin City

  • Insurer Verification of Auto Insurance in Baldwin City [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Baldwin City Car Insurance Facts, Estimates & Related Laws

Baldwin City Car Insurance Stats

Baldwin City Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Baldwin City
    • Based on historical and current data, 3,593 cars are currently insured in Baldwin City. [5]
    • Kansas cities collectively ranked 31st in the nation in auto insurance policies in 2011 with a total of 2,270,365. [1]
  • Uninsured Motorist Rate in Baldwin City
    • Based on historical and current data, Baldwin City has an estimated 314 uninsured drivers. [6]
    • Kansas cities collectively had the 40th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Baldwin City
    • Kansas cities collectively had the 40th highest auto insurance rates in the nation in 2010. [2]

Baldwin City Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Baldwin City Automotive Laws

  • Minimum Driving Age in Baldwin City [9]
    • Baldwin City, KS minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Baldwin City
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Baldwin City
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Baldwin City
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 14+ years in all seats. [7]
    • Child restraint law in place for 3 years and younger must be in a child restraint; 4 - 7 years less than 80 pounds and 4 - 7 less than 57 inches tall must be in a child restraint or booster seat. [7]

Kansas Car & Driver Facts

Kansas Auto Registrations

Kansas Car & Driver Facts
  • Auto Registrations in KS [8]
    • Registered Cars: 1,141,601
    • Registered Trucks: 1,217,921
    • Registered Motorcycles: 81,361
    • Total Registrations: 2,445,966
    • Rank: Kansas ranked 32nd in the United States in total auto registrations in 2011.

Kansas Automotive Facts

  • Speed Limits in KS
    • Rural interstates: 75 mph [7]
    • Urban interstates: 75 mph [7]
    • Other roads: 65 mph [7]
  • Kansas Motor Fuel Consumption
    • Kansas cities collectively ranked 32nd in the nation in total motor fuel consumption in 2011. [10]

Kansas Licensed Drivers

  • Licensed Drivers in KS [11]
    • Female Drivers: 1,023,869
    • Male Drivers: 1,001,712
    • Total Drivers: 2,025,581
    • Rank: 31st highest in the U.S.

Additional information about Baldwin City, KS

About Baldwin City

Baldwin City (Kansas) is a city with a population of 4,515 [12] that is located in Douglas County.

KS Car Insurance

More about Baldwin City auto insurance

For more information about Baldwin City car insurance, or for additional resources regarding Kansas car insurance overall, visit the Kansas Department of Insurance.

Did you know?

Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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