Customize the list below to see which Kansas companies are your top matches:
Smart Financial Auto Insurance Rate Comparison in Kansas- Auto Insurance Rates as Low as $19/Month
- Save Time & Money With SMARTWAY™ Rate Comparison From Top Carriers
- Compare Insurance Multiple Rates in Under 2 Minutes
- Start Saving the Today!
GET QUOTEClick to visit website
Auto Insurance As Low As *$19*/Mo in Kansas- Save Time & Money With Free Quotes From Top Carriers
- Get Savings in Minutes
- Easy, Fast & 100% Free. Click Here to Start Saving!
GET QUOTEClick to visit website
Save Up to $600/yr on Car Insurance in Kansas- Over 400,000 Drivers Quoted With Us
- Swap and Save up to 50%
- Get Good Coverage in Kansas
- Fast, Easy, and Totally FREE!
GET QUOTEClick to visit website
Car Insurance Liability Requirements in Kansas
- Minimum Liability Limits in KS: 25/50/10 [4]
-
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: These amounts are the minimum required by the law. Drivers may opt to purchase auto insurance above the mandatory minimums.
Required Car Insurance Coverage in Kansas
- Auto Insurance Coverage Requirements in KS [4]
-
- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Kansas
- Insurer Verification of Auto Insurance in KS [4]
-
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
Kansas Car Insurance Facts, Estimates & Related Laws
Kansas Car Insurance Facts
- Average Car Insurance Rates in KS
-
- Kansas had the 40th highest auto insurance rates in the nation in 2010. [2]
- Rates in KS ranked 41st in the nation in 2009. [2]
- In 2008, KS had the 41st highest rates in the country. [2]
- Number of Auto Insurance Policies in KS
-
- Kansas ranked 31st in the nation in auto insurance policies in 2011 with a total of 2,270,365. [1]
- Uninsured Motorist Rate in KS
-
- The uninsured motorist rate in KS ranked 40th in the nation in 2009. [3]
Kansas Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense.
- Under a primary law, a police officer can stop a driver for that specific offense. Under a secondary law, an officer must stop a driver for a primary offense before ticketing for the secondary offense.
Kansas Automotive Laws
- Safety Belt Laws in KS
-
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 14+ years in all seats. [7]
- Child restraint law in place for 3 years and younger must be in a child restraint; 4 - 7 years less than 80 pounds and 4 - 7 less than 57 inches tall must be in a child restraint or booster seat. [7]
- Motorcycle Helmet Laws in KS
-
- Motorcycle helmets required for 17 and younger. [7]
- Driver's License Renewal Cycle in KS
-
- Renewal cycle: 6 years [7]
Kansas Auto & Driver Facts
Kansas Automotive Facts
- Speed Limits in KS
-
- Rural interstates: 75 mph [7]
- Urban interstates: 75 mph [7]
- Other roads: 65 mph [7]
- Motor Fuel Consumption in KS
-
- Kansas cities collectively ranked 32nd in the nation in total motor fuel consumption in 2011. [9]
Kansas Licensed Drivers
- Licensed Drivers in KS [10]
-
- Total Drivers: 2,025,581
- Female: 1,023,869
- Male: 1,001,712
- KS has the 31st most drivers in the U.S.
- Minimum Driving Age in KS [5]
-
- Kansas has a minimum driving age of 14 years.
Kansas Auto Registrations
- Auto Registrations in KS [8]
-
- Registered Cars: 1,141,601
- Registered Trucks: 1,217,921
- Registered Motorcycles: 81,361
- Total Registrations: 2,445,966
- Rank: Kansas ranked 32nd in the United States in total auto registrations in 2011.
Additional information about Kansas
About Kansas
Kansas has a population of approximately 2,853,118, which ranks 33rd in the U.S. among all states. [6]
More about Kansas auto insurance
For more information about auto insurance in KS, or for additional resources regarding Kansas car insurance, visit the Kansas Department of Insurance.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Insurance Institute for Highway Safety (IIHS)
6. ^ United States Census Bureau
7. ^ IIHS & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ U.S. Department of Transportation
10. ^ Federal Highway Administration
