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Mechanicsville Car Insurance Resources

Mechanicsville, IA Car Insurance

Cars Insured in Mechanicsville

^ There are an estimated 908 vehicles currently insured in Mechanicsville. [1]

Car Insurance Rates in Mechanicsville

^ From 2006 to 2010, Iowa cities had the 49th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Mechanicsville

^ There are an estimated 95 uninsured motorists driving in Mechanicsville. [3]

IA Car Insurance

Mechanicsville Car Insurance

Car Insurance Liability Requirements in Mechanicsville

  • Minimum Liability Limits in Mechanicsville: 20/40/15 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Mechanicsville

Required Car Insurance Coverage in Mechanicsville
  • Mechanicsville Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Mechanicsville

  • Insurer Verification of Auto Insurance in Mechanicsville [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Mechanicsville Car Insurance Facts, Estimates & Related Laws

Mechanicsville Car Insurance Stats

Mechanicsville Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Mechanicsville
    • Based on historical and current data, 908 cars are currently insured in Mechanicsville. [5]
    • Iowa cities collectively ranked 30th in the nation in auto insurance policies in 2011 with a total of 2,412,396. [1]
  • Uninsured Motorist Rate in Mechanicsville
    • Based on historical and current data, Mechanicsville has an estimated 95 uninsured drivers. [6]
    • Iowa cities collectively had the 29th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Mechanicsville
    • Iowa cities collectively had the 49th highest auto insurance rates in the nation in 2010. [2]

Mechanicsville Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect for learner's permit and intermediate license holders. Secondary enforcement in effect for texting. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Mechanicsville Automotive Laws

  • Minimum Driving Age in Mechanicsville [9]
    • Mechanicsville, IA minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Mechanicsville
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Mechanicsville
    • No law in place. [7]
  • Safety Belt Laws in Mechanicsville
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing child seat; 1 through 5 years. [7]

Iowa Car & Driver Facts

Iowa Auto Registrations

Iowa Car & Driver Facts
  • Auto Registrations in IA [8]
    • Registered Cars: 1,645,916
    • Registered Trucks: 1,667,446
    • Registered Motorcycles: 174,263
    • Total Registrations: 3,496,576
    • Rank: Iowa ranked 27th in the United States in total auto registrations in 2011.

Iowa Automotive Facts

  • Speed Limits in IA
    • Rural interstates: 70 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Iowa Motor Fuel Consumption
    • Iowa cities collectively ranked 28th in the nation in total motor fuel consumption in 2011. [10]

Iowa Licensed Drivers

  • Licensed Drivers in IA [11]
    • Female Drivers: 1,111,216
    • Male Drivers: 1,080,499
    • Total Drivers: 2,191,715
    • Rank: 30th highest in the U.S.

Additional information about Mechanicsville, IA

About Mechanicsville

Mechanicsville (Iowa) is a city with a population of 1,146 [12] that is located in Cedar County.

IA Car Insurance

More about Mechanicsville auto insurance

For more information about Mechanicsville car insurance, or for additional resources regarding Iowa car insurance overall, visit the Iowa Department of Insurance.

Did you know?

Penalties for driving without required insurance coverage vary widely by location. Fines can reach into the thousands of dollars.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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