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Shoals Car Insurance Resources

Shoals, IN Car Insurance

Cars Insured in Shoals

^ There are an estimated 521 vehicles currently insured in Shoals. [1]

Car Insurance Rates in Shoals

^ From 2006 to 2010, Indiana cities had the 42nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Shoals

^ There are an estimated 125 uninsured motorists driving in Shoals. [3]

IN Car Insurance

Shoals Car Insurance

Car Insurance Liability Requirements in Shoals

  • Minimum Liability Limits in Shoals: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Shoals

Required Car Insurance Coverage in Shoals
  • Shoals Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Shoals

  • Insurer Verification of Auto Insurance in Shoals [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Shoals Car Insurance Facts, Estimates & Related Laws

Shoals Car Insurance Stats

Shoals Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Shoals
    • Based on historical and current data, 521 cars are currently insured in Shoals. [5]
    • Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
  • Uninsured Motorist Rate in Shoals
    • Based on historical and current data, Shoals has an estimated 125 uninsured drivers. [6]
    • Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Shoals
    • Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]

Shoals Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Shoals Automotive Laws

  • Minimum Driving Age in Shoals [9]
    • Shoals, IN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Shoals
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Shoals
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Shoals
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Indiana Car & Driver Facts

Indiana Auto Registrations

Indiana Car & Driver Facts
  • Auto Registrations in IN [8]
    • Registered Cars: 2,882,224
    • Registered Trucks: 3,024,623
    • Registered Motorcycles: 204,407
    • Total Registrations: 6,132,772
    • Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.

Indiana Automotive Facts

  • Speed Limits in IN
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Indiana Motor Fuel Consumption
    • Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]

Indiana Licensed Drivers

  • Licensed Drivers in IN [11]
    • Female Drivers: 3,239,700
    • Male Drivers: 3,329,965
    • Total Drivers: 6,569,665
    • Rank: 9th highest in the U.S.

Additional information about Shoals, IN

About Shoals

Shoals (Indiana) is a town with a population of 756 [12] that is located in Martin County.

IN Car Insurance

More about Shoals auto insurance

For more information about Shoals car insurance, or for additional resources regarding Indiana car insurance overall, visit the Indiana Department of Insurance.

Did you know?

Motorcyclists are currently required by law to wear a helmet are in place in 19 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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