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Fort Gaines Car Insurance Resources

Fort Gaines, GA Car Insurance

Cars Insured in Fort Gaines

^ There are an estimated 796 vehicles currently insured in Fort Gaines. [1]

Car Insurance Rates in Fort Gaines

^ From 2006 to 2010, Georgia cities had the 21st highest auto insurance rates in the nation. [2]

Uninsured Motorists in Fort Gaines

^ There are an estimated 117 uninsured motorists driving in Fort Gaines. [3]

GA Car Insurance

Fort Gaines Car Insurance

Car Insurance Liability Requirements in Fort Gaines

  • Minimum Liability Limits in Fort Gaines: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Fort Gaines

Required Car Insurance Coverage in Fort Gaines
  • Fort Gaines Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Fort Gaines

  • Insurer Verification of Auto Insurance in Fort Gaines [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Fort Gaines Car Insurance Facts, Estimates & Related Laws

Fort Gaines Car Insurance Stats

Fort Gaines Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Fort Gaines
    • Based on historical and current data, 796 cars are currently insured in Fort Gaines. [5]
    • Georgia cities collectively ranked 9th in the nation in auto insurance policies in 2011 with a total of 6,963,952. [1]
  • Uninsured Motorist Rate in Fort Gaines
    • Based on historical and current data, Fort Gaines has an estimated 117 uninsured drivers. [6]
    • Georgia cities collectively had the 13th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Fort Gaines
    • Georgia cities collectively had the 20th highest auto insurance rates in the nation in 2010. [2]

Fort Gaines Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Fort Gaines Automotive Laws

  • Minimum Driving Age in Fort Gaines [9]
    • Fort Gaines, GA minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Fort Gaines
    • Renewal cycle: 5 or 8 years [7]
  • Motorcycle Helmet Laws in Fort Gaines
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Fort Gaines
    • Safety belt laws have been in place since 1988 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
    • Child restraint law in place for 7 years and younger and 57 inches or less. [7]

Georgia Car & Driver Facts

Georgia Auto Registrations

Georgia Car & Driver Facts
  • Auto Registrations in GA [8]
    • Registered Cars: 3,430,165
    • Registered Trucks: 3,876,723
    • Registered Motorcycles: 199,620
    • Total Registrations: 7,533,735
    • Rank: Georgia ranked 10th in the United States in total auto registrations in 2011.

Georgia Automotive Facts

  • Speed Limits in GA
    • Rural interstates: 70 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 65 mph [7]
  • Georgia Motor Fuel Consumption
    • Georgia cities collectively ranked 8th in the nation in total motor fuel consumption in 2011. [10]

Georgia Licensed Drivers

  • Licensed Drivers in GA [11]
    • Female Drivers: 3,399,477
    • Male Drivers: 3,106,213
    • Total Drivers: 6,505,690
    • Rank: 11th highest in the U.S.

Additional information about Fort Gaines, GA

About Fort Gaines

Fort Gaines (Georgia) is a city with a population of 1,107 [12] that is located in Clay County.

GA Car Insurance

More about Fort Gaines auto insurance

For more information about Fort Gaines car insurance, or for additional resources regarding Georgia car insurance overall, visit the Georgia Department of Insurance.

Did you know?

Novice drivers are prohibited from the use of all cell phones in 37 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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