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Flagstaff Car Insurance Resources

Flagstaff, AZ Car Insurance

Cars Insured in Flagstaff

^ There are an estimated 42,929 vehicles currently insured in Flagstaff. [1]

Car Insurance Rates in Flagstaff

^ From 2006 to 2010, Arizona cities had the 14th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Flagstaff

^ There are an estimated 5,632 uninsured motorists driving in Flagstaff. [3]

AZ Car Insurance

Flagstaff Car Insurance

Car Insurance Liability Requirements in Flagstaff

  • Minimum Liability Limits in Flagstaff: 15/30/10 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Flagstaff

Required Car Insurance Coverage in Flagstaff
  • Flagstaff Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Flagstaff

  • Insurer Verification of Auto Insurance in Flagstaff [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.

Flagstaff Car Insurance Facts, Estimates & Related Laws

Flagstaff Car Insurance Stats

Flagstaff Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Flagstaff
    • Based on historical and current data, 42,929 cars are currently insured in Flagstaff. [5]
    • Arizona cities collectively ranked 18th in the nation in auto insurance policies in 2011 with a total of 4,165,847. [1]
  • Uninsured Motorist Rate in Flagstaff
    • Based on historical and current data, Flagstaff has an estimated 5,632 uninsured drivers. [6]
    • Arizona cities collectively had the 28th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Flagstaff
    • Arizona cities collectively had the 18th highest auto insurance rates in the nation in 2010. [2]

Flagstaff Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? No
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect.. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Flagstaff Automotive Laws

  • Minimum Driving Age in Flagstaff [9]
    • Flagstaff, AZ minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Flagstaff
    • Renewal cycle: until age 65 [7]
  • Motorcycle Helmet Laws in Flagstaff
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Flagstaff
    • Safety belt laws have been in place since 1991 and apply to drivers/passengers 8+ years in front seat; 8 through 15 in all seats. [7]
    • Child restraint law in place for 4 years and younger; children 5 through 7 who are 57 inches or shorter. [7]

Arizona Car & Driver Facts

Arizona Auto Registrations

Arizona Car & Driver Facts
  • Auto Registrations in AZ [8]
    • Registered Cars: 2,363,015
    • Registered Trucks: 2,555,552
    • Registered Motorcycles: 178,928
    • Total Registrations: 5,109,254
    • Rank: Arizona ranked 19th in the United States in total auto registrations in 2011.

Arizona Automotive Facts

  • Speed Limits in AZ
    • Rural interstates: 75 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 65 mph (Trucks: 65 mph) [7]
  • Arizona Motor Fuel Consumption
    • Arizona cities collectively ranked 16th in the nation in total motor fuel consumption in 2011. [10]

Arizona Licensed Drivers

  • Licensed Drivers in AZ [11]
    • Female Drivers: 2,282,973
    • Male Drivers: 2,309,425
    • Total Drivers: 4,592,398
    • Rank: 16th highest in the U.S.

Additional information about Flagstaff, AZ

About Flagstaff

Flagstaff (Arizona) is a city with a population of 65,870 [12] that is located in Coconino County.

AZ Car Insurance

More about Flagstaff auto insurance

For more information about Flagstaff car insurance, or for additional resources regarding Arizona car insurance overall, visit the Arizona Department of Insurance.

Did you know?

As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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