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Rock Springs Car Insurance Resources

Rock Springs, WY Car Insurance

Cars Insured in Rock Springs

^ There are an estimated 21,400 vehicles currently insured in Rock Springs. [1]

Car Insurance Rates in Rock Springs

^ From 2006 to 2010, Wyoming cities had the 40th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Rock Springs

^ There are an estimated 1,776 uninsured motorists driving in Rock Springs. [3]

WY Car Insurance

Rock Springs Car Insurance

Car Insurance Liability Requirements in Rock Springs

  • Minimum Liability Limits in Rock Springs: 25/50/20 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 20  Required coverage up to $20,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Rock Springs

Required Car Insurance Coverage in Rock Springs
  • Rock Springs Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Rock Springs

  • Insurer Verification of Auto Insurance in Rock Springs [4]
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Rock Springs Car Insurance Facts, Estimates & Related Laws

Rock Springs Car Insurance Stats

Rock Springs Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Rock Springs
    • Based on historical and current data, 21,400 cars are currently insured in Rock Springs. [5]
    • Wyoming cities collectively ranked 48th in the nation in auto insurance policies in 2011 with a total of 523,597. [1]
  • Uninsured Motorist Rate in Rock Springs
    • Based on historical and current data, Rock Springs has an estimated 1,776 uninsured drivers. [6]
    • Wyoming cities collectively had the 39th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Rock Springs
    • Wyoming cities collectively had the 42nd highest auto insurance rates in the nation in 2010. [2]

Rock Springs Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Rock Springs Automotive Laws

  • Minimum Driving Age in Rock Springs [9]
    • Rock Springs, WY minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Rock Springs
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Rock Springs
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Rock Springs
    • Safety belt laws have been in place since 1989 and apply to drivers/passengers 9+ years in all seats. [7]
    • Child restraint law in place for 8 years and younger. [7]

Wyoming Car & Driver Facts

Wyoming Auto Registrations

Wyoming Car & Driver Facts
  • Auto Registrations in WY [8]
    • Registered Cars: 241,980
    • Registered Trucks: 522,404
    • Registered Motorcycles: 30,378
    • Total Registrations: 798,296
    • Rank: Wyoming ranked 47th in the United States in total auto registrations in 2011.

Wyoming Automotive Facts

  • Speed Limits in WY
    • Rural interstates: 75 mph [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 65 mph [7]
  • Wyoming Motor Fuel Consumption
    • Wyoming cities collectively ranked 44th in the nation in total motor fuel consumption in 2011. [10]

Wyoming Licensed Drivers

  • Licensed Drivers in WY [11]
    • Female Drivers: 204,316
    • Male Drivers: 217,612
    • Total Drivers: 421,928
    • Rank: 50th highest in the U.S.

Additional information about Rock Springs, WY

About Rock Springs

Rock Springs (Wyoming) is a city with a population of 23,036 [12] that is located in Sweetwater County.

WY Car Insurance

More about Rock Springs auto insurance

For more information about Rock Springs car insurance, or for additional resources regarding Wyoming car insurance overall, visit the Wyoming Department of Insurance.

Did you know?

Only three states (Illinois, Iowa, and New Hampshire) currently have no motorcycle helmet law at all.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in WY