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Bear River Car Insurance Resources

Bear River, WY Car Insurance

Cars Insured in Bear River

^ There are an estimated 481 vehicles currently insured in Bear River. [1]

Car Insurance Rates in Bear River

^ From 2006 to 2010, Wyoming cities had the 40th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Bear River

^ There are an estimated 40 uninsured motorists driving in Bear River. [3]

WY Car Insurance

Bear River Car Insurance

Car Insurance Liability Requirements in Bear River

  • Minimum Liability Limits in Bear River: 25/50/20 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 20  Required coverage up to $20,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Bear River

Required Car Insurance Coverage in Bear River
  • Bear River Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Bear River

  • Insurer Verification of Auto Insurance in Bear River [4]
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Bear River Car Insurance Facts, Estimates & Related Laws

Bear River Car Insurance Stats

Bear River Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Bear River
    • Based on historical and current data, 481 cars are currently insured in Bear River. [5]
    • Wyoming cities collectively ranked 48th in the nation in auto insurance policies in 2011 with a total of 523,597. [1]
  • Uninsured Motorist Rate in Bear River
    • Based on historical and current data, Bear River has an estimated 40 uninsured drivers. [6]
    • Wyoming cities collectively had the 39th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Bear River
    • Wyoming cities collectively had the 42nd highest auto insurance rates in the nation in 2010. [2]

Bear River Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Bear River Automotive Laws

  • Minimum Driving Age in Bear River [9]
    • Bear River, WY minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Bear River
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Bear River
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Bear River
    • Safety belt laws have been in place since 1989 and apply to drivers/passengers 9+ years in all seats. [7]
    • Child restraint law in place for 8 years and younger. [7]

Wyoming Car & Driver Facts

Wyoming Auto Registrations

Wyoming Car & Driver Facts
  • Auto Registrations in WY [8]
    • Registered Cars: 241,980
    • Registered Trucks: 522,404
    • Registered Motorcycles: 30,378
    • Total Registrations: 798,296
    • Rank: Wyoming ranked 47th in the United States in total auto registrations in 2011.

Wyoming Automotive Facts

  • Speed Limits in WY
    • Rural interstates: 75 mph [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 65 mph [7]
  • Wyoming Motor Fuel Consumption
    • Wyoming cities collectively ranked 44th in the nation in total motor fuel consumption in 2011. [10]

Wyoming Licensed Drivers

  • Licensed Drivers in WY [11]
    • Female Drivers: 204,316
    • Male Drivers: 217,612
    • Total Drivers: 421,928
    • Rank: 50th highest in the U.S.

Additional information about Bear River, WY

About Bear River

Bear River (Wyoming) is a town with a population of 518 [12] that is located in Uinta County.

WY Car Insurance

More about Bear River auto insurance

For more information about Bear River car insurance, or for additional resources regarding Wyoming car insurance overall, visit the Wyoming Department of Insurance.

Did you know?

As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in WY