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Paddock Lake Car Insurance Resources

Paddock Lake, WI Car Insurance

Cars Insured in Paddock Lake

^ There are an estimated 2,110 vehicles currently insured in Paddock Lake. [1]

Car Insurance Rates in Paddock Lake

^ From 2006 to 2010, Wisconsin cities had the 46th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Paddock Lake

^ There are an estimated 319 uninsured motorists driving in Paddock Lake. [3]

WI Car Insurance

Paddock Lake Car Insurance

Car Insurance Liability Requirements in Paddock Lake

  • Minimum Liability Limits in Paddock Lake: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Paddock Lake

Required Car Insurance Coverage in Paddock Lake
  • Paddock Lake Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Paddock Lake

  • Insurer Verification of Auto Insurance in Paddock Lake [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Paddock Lake Car Insurance Facts, Estimates & Related Laws

Paddock Lake Car Insurance Stats

Paddock Lake Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Paddock Lake
    • Based on historical and current data, 2,110 cars are currently insured in Paddock Lake. [5]
    • Wisconsin cities collectively ranked 19th in the nation in auto insurance policies in 2011 with a total of 4,010,389. [1]
  • Uninsured Motorist Rate in Paddock Lake
    • Based on historical and current data, Paddock Lake has an estimated 319 uninsured drivers. [6]
    • Wisconsin cities collectively had the 21st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Paddock Lake
    • Wisconsin cities collectively had the 44th highest auto insurance rates in the nation in 2010. [2]

Paddock Lake Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Paddock Lake Automotive Laws

  • Minimum Driving Age in Paddock Lake [9]
    • Paddock Lake, WI minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Paddock Lake
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Paddock Lake
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Paddock Lake
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8+ years in all seats. [7]
    • Child restraint law in place for younger than 1 (or less than 20 pounds) in rear-facing infant seat; 1 - 3 years (between 20 and 40 pounds) in forward-facing child safety seat; 4 - 7 years (between 40 and 80 pounds) and less than 57 inches tall in booster. [7]

Wisconsin Car & Driver Facts

Wisconsin Auto Registrations

Wisconsin Car & Driver Facts
  • Auto Registrations in WI [8]
    • Registered Cars: 2,419,096
    • Registered Trucks: 2,492,527
    • Registered Motorcycles: 317,656
    • Total Registrations: 5,244,195
    • Rank: Wisconsin ranked 17th in the United States in total auto registrations in 2011.

Wisconsin Automotive Facts

  • Speed Limits in WI
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Wisconsin Motor Fuel Consumption
    • Wisconsin cities collectively ranked 20th in the nation in total motor fuel consumption in 2011. [10]

Wisconsin Licensed Drivers

  • Licensed Drivers in WI [11]
    • Female Drivers: 2,070,156
    • Male Drivers: 2,077,314
    • Total Drivers: 4,147,470
    • Rank: 19th highest in the U.S.

Additional information about Paddock Lake, WI

About Paddock Lake

Paddock Lake (Wisconsin) is a village with a population of 2,992 [12] that is located in Kenosha County.

WI Car Insurance

More about Paddock Lake auto insurance

For more information about Paddock Lake car insurance, or for additional resources regarding Wisconsin car insurance overall, visit the Wisconsin Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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