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Oconomowoc Lake Car Insurance Resources

Oconomowoc Lake, WI Car Insurance

Cars Insured in Oconomowoc Lake

^ There are an estimated 420 vehicles currently insured in Oconomowoc Lake. [1]

Car Insurance Rates in Oconomowoc Lake

^ From 2006 to 2010, Wisconsin cities had the 46th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Oconomowoc Lake

^ There are an estimated 63 uninsured motorists driving in Oconomowoc Lake. [3]

WI Car Insurance

Oconomowoc Lake Car Insurance

Car Insurance Liability Requirements in Oconomowoc Lake

  • Minimum Liability Limits in Oconomowoc Lake: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Oconomowoc Lake

Required Car Insurance Coverage in Oconomowoc Lake
  • Oconomowoc Lake Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Oconomowoc Lake

  • Insurer Verification of Auto Insurance in Oconomowoc Lake [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Oconomowoc Lake Car Insurance Facts, Estimates & Related Laws

Oconomowoc Lake Car Insurance Stats

Oconomowoc Lake Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Oconomowoc Lake
    • Based on historical and current data, 420 cars are currently insured in Oconomowoc Lake. [5]
    • Wisconsin cities collectively ranked 19th in the nation in auto insurance policies in 2011 with a total of 4,010,389. [1]
  • Uninsured Motorist Rate in Oconomowoc Lake
    • Based on historical and current data, Oconomowoc Lake has an estimated 63 uninsured drivers. [6]
    • Wisconsin cities collectively had the 21st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Oconomowoc Lake
    • Wisconsin cities collectively had the 44th highest auto insurance rates in the nation in 2010. [2]

Oconomowoc Lake Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Oconomowoc Lake Automotive Laws

  • Minimum Driving Age in Oconomowoc Lake [9]
    • Oconomowoc Lake, WI minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Oconomowoc Lake
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Oconomowoc Lake
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Oconomowoc Lake
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8+ years in all seats. [7]
    • Child restraint law in place for younger than 1 (or less than 20 pounds) in rear-facing infant seat; 1 - 3 years (between 20 and 40 pounds) in forward-facing child safety seat; 4 - 7 years (between 40 and 80 pounds) and less than 57 inches tall in booster. [7]

Wisconsin Car & Driver Facts

Wisconsin Auto Registrations

Wisconsin Car & Driver Facts
  • Auto Registrations in WI [8]
    • Registered Cars: 2,419,096
    • Registered Trucks: 2,492,527
    • Registered Motorcycles: 317,656
    • Total Registrations: 5,244,195
    • Rank: Wisconsin ranked 17th in the United States in total auto registrations in 2011.

Wisconsin Automotive Facts

  • Speed Limits in WI
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Wisconsin Motor Fuel Consumption
    • Wisconsin cities collectively ranked 20th in the nation in total motor fuel consumption in 2011. [10]

Wisconsin Licensed Drivers

  • Licensed Drivers in WI [11]
    • Female Drivers: 2,070,156
    • Male Drivers: 2,077,314
    • Total Drivers: 4,147,470
    • Rank: 19th highest in the U.S.

Additional information about Oconomowoc Lake, WI

About Oconomowoc Lake

Oconomowoc Lake (Wisconsin) is a village with a population of 595 [12] that is located in Waukesha County.

WI Car Insurance

More about Oconomowoc Lake auto insurance

For more information about Oconomowoc Lake car insurance, or for additional resources regarding Wisconsin car insurance overall, visit the Wisconsin Department of Insurance.

Did you know?

As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in WI