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Germantown Car Insurance Resources

Germantown, WI Car Insurance

Cars Insured in Germantown

^ There are an estimated 13,927 vehicles currently insured in Germantown. [1]

Car Insurance Rates in Germantown

^ From 2006 to 2010, Wisconsin cities had the 46th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Germantown

^ There are an estimated 2,103 uninsured motorists driving in Germantown. [3]

WI Car Insurance

Germantown Car Insurance

Car Insurance Liability Requirements in Germantown

  • Minimum Liability Limits in Germantown: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Germantown

Required Car Insurance Coverage in Germantown
  • Germantown Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Germantown

  • Insurer Verification of Auto Insurance in Germantown [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Germantown Car Insurance Facts, Estimates & Related Laws

Germantown Car Insurance Stats

Germantown Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Germantown
    • Based on historical and current data, 13,927 cars are currently insured in Germantown. [5]
    • Wisconsin cities collectively ranked 19th in the nation in auto insurance policies in 2011 with a total of 4,010,389. [1]
  • Uninsured Motorist Rate in Germantown
    • Based on historical and current data, Germantown has an estimated 2,103 uninsured drivers. [6]
    • Wisconsin cities collectively had the 21st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Germantown
    • Wisconsin cities collectively had the 44th highest auto insurance rates in the nation in 2010. [2]

Germantown Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Germantown Automotive Laws

  • Minimum Driving Age in Germantown [9]
    • Germantown, WI minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Germantown
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Germantown
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Germantown
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8+ years in all seats. [7]
    • Child restraint law in place for younger than 1 (or less than 20 pounds) in rear-facing infant seat; 1 - 3 years (between 20 and 40 pounds) in forward-facing child safety seat; 4 - 7 years (between 40 and 80 pounds) and less than 57 inches tall in booster. [7]

Wisconsin Car & Driver Facts

Wisconsin Auto Registrations

Wisconsin Car & Driver Facts
  • Auto Registrations in WI [8]
    • Registered Cars: 2,419,096
    • Registered Trucks: 2,492,527
    • Registered Motorcycles: 317,656
    • Total Registrations: 5,244,195
    • Rank: Wisconsin ranked 17th in the United States in total auto registrations in 2011.

Wisconsin Automotive Facts

  • Speed Limits in WI
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Wisconsin Motor Fuel Consumption
    • Wisconsin cities collectively ranked 20th in the nation in total motor fuel consumption in 2011. [10]

Wisconsin Licensed Drivers

  • Licensed Drivers in WI [11]
    • Female Drivers: 2,070,156
    • Male Drivers: 2,077,314
    • Total Drivers: 4,147,470
    • Rank: 19th highest in the U.S.

Additional information about Germantown, WI

About Germantown

Germantown (Wisconsin) is a village with a population of 19,749 [12] that is located in Washington County.

WI Car Insurance

More about Germantown auto insurance

For more information about Germantown car insurance, or for additional resources regarding Wisconsin car insurance overall, visit the Wisconsin Department of Insurance.

Did you know?

Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in WI