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Fairwater Car Insurance Resources

Fairwater, WI Car Insurance

Cars Insured in Fairwater

^ There are an estimated 262 vehicles currently insured in Fairwater. [1]

Car Insurance Rates in Fairwater

^ From 2006 to 2010, Wisconsin cities had the 46th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Fairwater

^ There are an estimated 40 uninsured motorists driving in Fairwater. [3]

WI Car Insurance

Fairwater Car Insurance

Car Insurance Liability Requirements in Fairwater

  • Minimum Liability Limits in Fairwater: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Fairwater

Required Car Insurance Coverage in Fairwater
  • Fairwater Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Fairwater

  • Insurer Verification of Auto Insurance in Fairwater [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Fairwater Car Insurance Facts, Estimates & Related Laws

Fairwater Car Insurance Stats

Fairwater Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Fairwater
    • Based on historical and current data, 262 cars are currently insured in Fairwater. [5]
    • Wisconsin cities collectively ranked 19th in the nation in auto insurance policies in 2011 with a total of 4,010,389. [1]
  • Uninsured Motorist Rate in Fairwater
    • Based on historical and current data, Fairwater has an estimated 40 uninsured drivers. [6]
    • Wisconsin cities collectively had the 21st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Fairwater
    • Wisconsin cities collectively had the 44th highest auto insurance rates in the nation in 2010. [2]

Fairwater Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Fairwater Automotive Laws

  • Minimum Driving Age in Fairwater [9]
    • Fairwater, WI minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Fairwater
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Fairwater
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Fairwater
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8+ years in all seats. [7]
    • Child restraint law in place for younger than 1 (or less than 20 pounds) in rear-facing infant seat; 1 - 3 years (between 20 and 40 pounds) in forward-facing child safety seat; 4 - 7 years (between 40 and 80 pounds) and less than 57 inches tall in booster. [7]

Wisconsin Car & Driver Facts

Wisconsin Auto Registrations

Wisconsin Car & Driver Facts
  • Auto Registrations in WI [8]
    • Registered Cars: 2,419,096
    • Registered Trucks: 2,492,527
    • Registered Motorcycles: 317,656
    • Total Registrations: 5,244,195
    • Rank: Wisconsin ranked 17th in the United States in total auto registrations in 2011.

Wisconsin Automotive Facts

  • Speed Limits in WI
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Wisconsin Motor Fuel Consumption
    • Wisconsin cities collectively ranked 20th in the nation in total motor fuel consumption in 2011. [10]

Wisconsin Licensed Drivers

  • Licensed Drivers in WI [11]
    • Female Drivers: 2,070,156
    • Male Drivers: 2,077,314
    • Total Drivers: 4,147,470
    • Rank: 19th highest in the U.S.

Additional information about Fairwater, WI

About Fairwater

Fairwater (Wisconsin) is a village with a population of 371 [12] that is located in Fond du Lac County.

WI Car Insurance

More about Fairwater auto insurance

For more information about Fairwater car insurance, or for additional resources regarding Wisconsin car insurance overall, visit the Wisconsin Department of Insurance.

Did you know?

Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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