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Elkhorn Car Insurance Resources

Elkhorn, WI Car Insurance

Cars Insured in Elkhorn

^ There are an estimated 7,111 vehicles currently insured in Elkhorn. [1]

Car Insurance Rates in Elkhorn

^ From 2006 to 2010, Wisconsin cities had the 46th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Elkhorn

^ There are an estimated 1,074 uninsured motorists driving in Elkhorn. [3]

WI Car Insurance

Elkhorn Car Insurance

Car Insurance Liability Requirements in Elkhorn

  • Minimum Liability Limits in Elkhorn: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Elkhorn

Required Car Insurance Coverage in Elkhorn
  • Elkhorn Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Elkhorn

  • Insurer Verification of Auto Insurance in Elkhorn [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Elkhorn Car Insurance Facts, Estimates & Related Laws

Elkhorn Car Insurance Stats

Elkhorn Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Elkhorn
    • Based on historical and current data, 7,111 cars are currently insured in Elkhorn. [5]
    • Wisconsin cities collectively ranked 19th in the nation in auto insurance policies in 2011 with a total of 4,010,389. [1]
  • Uninsured Motorist Rate in Elkhorn
    • Based on historical and current data, Elkhorn has an estimated 1,074 uninsured drivers. [6]
    • Wisconsin cities collectively had the 21st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Elkhorn
    • Wisconsin cities collectively had the 44th highest auto insurance rates in the nation in 2010. [2]

Elkhorn Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Elkhorn Automotive Laws

  • Minimum Driving Age in Elkhorn [9]
    • Elkhorn, WI minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Elkhorn
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Elkhorn
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Elkhorn
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8+ years in all seats. [7]
    • Child restraint law in place for younger than 1 (or less than 20 pounds) in rear-facing infant seat; 1 - 3 years (between 20 and 40 pounds) in forward-facing child safety seat; 4 - 7 years (between 40 and 80 pounds) and less than 57 inches tall in booster. [7]

Wisconsin Car & Driver Facts

Wisconsin Auto Registrations

Wisconsin Car & Driver Facts
  • Auto Registrations in WI [8]
    • Registered Cars: 2,419,096
    • Registered Trucks: 2,492,527
    • Registered Motorcycles: 317,656
    • Total Registrations: 5,244,195
    • Rank: Wisconsin ranked 17th in the United States in total auto registrations in 2011.

Wisconsin Automotive Facts

  • Speed Limits in WI
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Wisconsin Motor Fuel Consumption
    • Wisconsin cities collectively ranked 20th in the nation in total motor fuel consumption in 2011. [10]

Wisconsin Licensed Drivers

  • Licensed Drivers in WI [11]
    • Female Drivers: 2,070,156
    • Male Drivers: 2,077,314
    • Total Drivers: 4,147,470
    • Rank: 19th highest in the U.S.

Additional information about Elkhorn, WI

About Elkhorn

Elkhorn (Wisconsin) is a city with a population of 10,084 [12] that is located in Walworth County.

WI Car Insurance

More about Elkhorn auto insurance

For more information about Elkhorn car insurance, or for additional resources regarding Wisconsin car insurance overall, visit the Wisconsin Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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