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Elkhart Lake Car Insurance Resources

Elkhart Lake, WI Car Insurance

Cars Insured in Elkhart Lake

^ There are an estimated 682 vehicles currently insured in Elkhart Lake. [1]

Car Insurance Rates in Elkhart Lake

^ From 2006 to 2010, Wisconsin cities had the 46th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Elkhart Lake

^ There are an estimated 103 uninsured motorists driving in Elkhart Lake. [3]

WI Car Insurance

Elkhart Lake Car Insurance

Car Insurance Liability Requirements in Elkhart Lake

  • Minimum Liability Limits in Elkhart Lake: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Elkhart Lake

Required Car Insurance Coverage in Elkhart Lake
  • Elkhart Lake Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Elkhart Lake

  • Insurer Verification of Auto Insurance in Elkhart Lake [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Elkhart Lake Car Insurance Facts, Estimates & Related Laws

Elkhart Lake Car Insurance Stats

Elkhart Lake Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Elkhart Lake
    • Based on historical and current data, 682 cars are currently insured in Elkhart Lake. [5]
    • Wisconsin cities collectively ranked 19th in the nation in auto insurance policies in 2011 with a total of 4,010,389. [1]
  • Uninsured Motorist Rate in Elkhart Lake
    • Based on historical and current data, Elkhart Lake has an estimated 103 uninsured drivers. [6]
    • Wisconsin cities collectively had the 21st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Elkhart Lake
    • Wisconsin cities collectively had the 44th highest auto insurance rates in the nation in 2010. [2]

Elkhart Lake Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Elkhart Lake Automotive Laws

  • Minimum Driving Age in Elkhart Lake [9]
    • Elkhart Lake, WI minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Elkhart Lake
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Elkhart Lake
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Elkhart Lake
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8+ years in all seats. [7]
    • Child restraint law in place for younger than 1 (or less than 20 pounds) in rear-facing infant seat; 1 - 3 years (between 20 and 40 pounds) in forward-facing child safety seat; 4 - 7 years (between 40 and 80 pounds) and less than 57 inches tall in booster. [7]

Wisconsin Car & Driver Facts

Wisconsin Auto Registrations

Wisconsin Car & Driver Facts
  • Auto Registrations in WI [8]
    • Registered Cars: 2,419,096
    • Registered Trucks: 2,492,527
    • Registered Motorcycles: 317,656
    • Total Registrations: 5,244,195
    • Rank: Wisconsin ranked 17th in the United States in total auto registrations in 2011.

Wisconsin Automotive Facts

  • Speed Limits in WI
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Wisconsin Motor Fuel Consumption
    • Wisconsin cities collectively ranked 20th in the nation in total motor fuel consumption in 2011. [10]

Wisconsin Licensed Drivers

  • Licensed Drivers in WI [11]
    • Female Drivers: 2,070,156
    • Male Drivers: 2,077,314
    • Total Drivers: 4,147,470
    • Rank: 19th highest in the U.S.

Additional information about Elkhart Lake, WI

About Elkhart Lake

Elkhart Lake (Wisconsin) is a village with a population of 967 [12] that is located in Sheboygan County.

WI Car Insurance

More about Elkhart Lake auto insurance

For more information about Elkhart Lake car insurance, or for additional resources regarding Wisconsin car insurance overall, visit the Wisconsin Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in WI