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Cottage Grove Car Insurance Resources

Cottage Grove, WI Car Insurance

Cars Insured in Cottage Grove

^ There are an estimated 4,367 vehicles currently insured in Cottage Grove. [1]

Car Insurance Rates in Cottage Grove

^ From 2006 to 2010, Wisconsin cities had the 46th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Cottage Grove

^ There are an estimated 659 uninsured motorists driving in Cottage Grove. [3]

WI Car Insurance

Cottage Grove Car Insurance

Car Insurance Liability Requirements in Cottage Grove

  • Minimum Liability Limits in Cottage Grove: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Cottage Grove

Required Car Insurance Coverage in Cottage Grove
  • Cottage Grove Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Cottage Grove

  • Insurer Verification of Auto Insurance in Cottage Grove [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Cottage Grove Car Insurance Facts, Estimates & Related Laws

Cottage Grove Car Insurance Stats

Cottage Grove Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Cottage Grove
    • Based on historical and current data, 4,367 cars are currently insured in Cottage Grove. [5]
    • Wisconsin cities collectively ranked 19th in the nation in auto insurance policies in 2011 with a total of 4,010,389. [1]
  • Uninsured Motorist Rate in Cottage Grove
    • Based on historical and current data, Cottage Grove has an estimated 659 uninsured drivers. [6]
    • Wisconsin cities collectively had the 21st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Cottage Grove
    • Wisconsin cities collectively had the 44th highest auto insurance rates in the nation in 2010. [2]

Cottage Grove Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Cottage Grove Automotive Laws

  • Minimum Driving Age in Cottage Grove [9]
    • Cottage Grove, WI minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Cottage Grove
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Cottage Grove
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Cottage Grove
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8+ years in all seats. [7]
    • Child restraint law in place for younger than 1 (or less than 20 pounds) in rear-facing infant seat; 1 - 3 years (between 20 and 40 pounds) in forward-facing child safety seat; 4 - 7 years (between 40 and 80 pounds) and less than 57 inches tall in booster. [7]

Wisconsin Car & Driver Facts

Wisconsin Auto Registrations

Wisconsin Car & Driver Facts
  • Auto Registrations in WI [8]
    • Registered Cars: 2,419,096
    • Registered Trucks: 2,492,527
    • Registered Motorcycles: 317,656
    • Total Registrations: 5,244,195
    • Rank: Wisconsin ranked 17th in the United States in total auto registrations in 2011.

Wisconsin Automotive Facts

  • Speed Limits in WI
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Wisconsin Motor Fuel Consumption
    • Wisconsin cities collectively ranked 20th in the nation in total motor fuel consumption in 2011. [10]

Wisconsin Licensed Drivers

  • Licensed Drivers in WI [11]
    • Female Drivers: 2,070,156
    • Male Drivers: 2,077,314
    • Total Drivers: 4,147,470
    • Rank: 19th highest in the U.S.

Additional information about Cottage Grove, WI

About Cottage Grove

Cottage Grove (Wisconsin) is a village with a population of 6,192 [12] that is located in Dane County.

WI Car Insurance

More about Cottage Grove auto insurance

For more information about Cottage Grove car insurance, or for additional resources regarding Wisconsin car insurance overall, visit the Wisconsin Department of Insurance.

Did you know?

As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in WI