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Amherst Junction Car Insurance Resources

Amherst Junction, WI Car Insurance

Cars Insured in Amherst Junction

^ There are an estimated 266 vehicles currently insured in Amherst Junction. [1]

Car Insurance Rates in Amherst Junction

^ From 2006 to 2010, Wisconsin cities had the 46th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Amherst Junction

^ There are an estimated 40 uninsured motorists driving in Amherst Junction. [3]

WI Car Insurance

Amherst Junction Car Insurance

Car Insurance Liability Requirements in Amherst Junction

  • Minimum Liability Limits in Amherst Junction: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Amherst Junction

Required Car Insurance Coverage in Amherst Junction
  • Amherst Junction Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Amherst Junction

  • Insurer Verification of Auto Insurance in Amherst Junction [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Amherst Junction Car Insurance Facts, Estimates & Related Laws

Amherst Junction Car Insurance Stats

Amherst Junction Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Amherst Junction
    • Based on historical and current data, 266 cars are currently insured in Amherst Junction. [5]
    • Wisconsin cities collectively ranked 19th in the nation in auto insurance policies in 2011 with a total of 4,010,389. [1]
  • Uninsured Motorist Rate in Amherst Junction
    • Based on historical and current data, Amherst Junction has an estimated 40 uninsured drivers. [6]
    • Wisconsin cities collectively had the 21st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Amherst Junction
    • Wisconsin cities collectively had the 44th highest auto insurance rates in the nation in 2010. [2]

Amherst Junction Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Amherst Junction Automotive Laws

  • Minimum Driving Age in Amherst Junction [9]
    • Amherst Junction, WI minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Amherst Junction
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Amherst Junction
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Amherst Junction
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8+ years in all seats. [7]
    • Child restraint law in place for younger than 1 (or less than 20 pounds) in rear-facing infant seat; 1 - 3 years (between 20 and 40 pounds) in forward-facing child safety seat; 4 - 7 years (between 40 and 80 pounds) and less than 57 inches tall in booster. [7]

Wisconsin Car & Driver Facts

Wisconsin Auto Registrations

Wisconsin Car & Driver Facts
  • Auto Registrations in WI [8]
    • Registered Cars: 2,419,096
    • Registered Trucks: 2,492,527
    • Registered Motorcycles: 317,656
    • Total Registrations: 5,244,195
    • Rank: Wisconsin ranked 17th in the United States in total auto registrations in 2011.

Wisconsin Automotive Facts

  • Speed Limits in WI
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Wisconsin Motor Fuel Consumption
    • Wisconsin cities collectively ranked 20th in the nation in total motor fuel consumption in 2011. [10]

Wisconsin Licensed Drivers

  • Licensed Drivers in WI [11]
    • Female Drivers: 2,070,156
    • Male Drivers: 2,077,314
    • Total Drivers: 4,147,470
    • Rank: 19th highest in the U.S.

Additional information about Amherst Junction, WI

About Amherst Junction

Amherst Junction (Wisconsin) is a village with a population of 377 [12] that is located in Portage County.

WI Car Insurance

More about Amherst Junction auto insurance

For more information about Amherst Junction car insurance, or for additional resources regarding Wisconsin car insurance overall, visit the Wisconsin Department of Insurance.

Did you know?

Penalties for driving without required insurance coverage vary widely by location. Fines can reach into the thousands of dollars.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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