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Spokane Valley Car Insurance Resources

Spokane Valley, WA Car Insurance

Cars Insured in Spokane Valley

^ There are an estimated 60,053 vehicles currently insured in Spokane Valley. [1]

Car Insurance Rates in Spokane Valley

^ From 2006 to 2010, Washington cities had the 16th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Spokane Valley

^ There are an estimated 11,129 uninsured motorists driving in Spokane Valley. [3]

WA Car Insurance

Spokane Valley Car Insurance

Car Insurance Liability Requirements in Spokane Valley

  • Minimum Liability Limits in Spokane Valley: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Spokane Valley

Required Car Insurance Coverage in Spokane Valley
  • Spokane Valley Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Spokane Valley

  • Insurer Verification of Auto Insurance in Spokane Valley [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Spokane Valley Car Insurance Facts, Estimates & Related Laws

Spokane Valley Car Insurance Stats

Spokane Valley Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Spokane Valley
    • Based on historical and current data, 60,053 cars are currently insured in Spokane Valley. [5]
    • Washington cities collectively ranked 13th in the nation in auto insurance policies in 2011 with a total of 4,499,231. [1]
  • Uninsured Motorist Rate in Spokane Valley
    • Based on historical and current data, Spokane Valley has an estimated 11,129 uninsured drivers. [6]
    • Washington cities collectively had the 11th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Spokane Valley
    • Washington cities collectively had the 16th highest auto insurance rates in the nation in 2010. [2]

Spokane Valley Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Spokane Valley Automotive Laws

  • Minimum Driving Age in Spokane Valley [9]
    • Spokane Valley, WA minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Spokane Valley
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Spokane Valley
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Spokane Valley
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger and less than 4-feet-9-inches. [7]

Washington Car & Driver Facts

Washington Auto Registrations

Washington Car & Driver Facts
  • Auto Registrations in WA [8]
    • Registered Cars: 3,037,366
    • Registered Trucks: 2,610,557
    • Registered Motorcycles: 220,886
    • Total Registrations: 5,880,793
    • Rank: Washington ranked 14th in the United States in total auto registrations in 2011.

Washington Automotive Facts

  • Speed Limits in WA
    • Rural interstates: 70 mph (Trucks: 60 mph) [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 60 mph [7]
  • Washington Motor Fuel Consumption
    • Washington cities collectively ranked 19th in the nation in total motor fuel consumption in 2011. [10]

Washington Licensed Drivers

  • Licensed Drivers in WA [11]
    • Female Drivers: 2,495,765
    • Male Drivers: 2,683,024
    • Total Drivers: 5,178,789
    • Rank: 14th highest in the U.S.

Additional information about Spokane Valley, WA

About Spokane Valley

Spokane Valley (Washington) is a city with a population of 89,755 [12] that is located in Spokane County.

WA Car Insurance

More about Spokane Valley auto insurance

For more information about Spokane Valley car insurance, or for additional resources regarding Washington car insurance overall, visit the Washington Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in WA