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Oak Harbor Car Insurance Resources

Oak Harbor, WA Car Insurance

Cars Insured in Oak Harbor

^ There are an estimated 14,770 vehicles currently insured in Oak Harbor. [1]

Car Insurance Rates in Oak Harbor

^ From 2006 to 2010, Washington cities had the 16th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Oak Harbor

^ There are an estimated 2,737 uninsured motorists driving in Oak Harbor. [3]

WA Car Insurance

Oak Harbor Car Insurance

Car Insurance Liability Requirements in Oak Harbor

  • Minimum Liability Limits in Oak Harbor: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Oak Harbor

Required Car Insurance Coverage in Oak Harbor
  • Oak Harbor Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Oak Harbor

  • Insurer Verification of Auto Insurance in Oak Harbor [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Oak Harbor Car Insurance Facts, Estimates & Related Laws

Oak Harbor Car Insurance Stats

Oak Harbor Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Oak Harbor
    • Based on historical and current data, 14,770 cars are currently insured in Oak Harbor. [5]
    • Washington cities collectively ranked 13th in the nation in auto insurance policies in 2011 with a total of 4,499,231. [1]
  • Uninsured Motorist Rate in Oak Harbor
    • Based on historical and current data, Oak Harbor has an estimated 2,737 uninsured drivers. [6]
    • Washington cities collectively had the 11th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Oak Harbor
    • Washington cities collectively had the 16th highest auto insurance rates in the nation in 2010. [2]

Oak Harbor Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Oak Harbor Automotive Laws

  • Minimum Driving Age in Oak Harbor [9]
    • Oak Harbor, WA minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Oak Harbor
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Oak Harbor
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Oak Harbor
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger and less than 4-feet-9-inches. [7]

Washington Car & Driver Facts

Washington Auto Registrations

Washington Car & Driver Facts
  • Auto Registrations in WA [8]
    • Registered Cars: 3,037,366
    • Registered Trucks: 2,610,557
    • Registered Motorcycles: 220,886
    • Total Registrations: 5,880,793
    • Rank: Washington ranked 14th in the United States in total auto registrations in 2011.

Washington Automotive Facts

  • Speed Limits in WA
    • Rural interstates: 70 mph (Trucks: 60 mph) [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 60 mph [7]
  • Washington Motor Fuel Consumption
    • Washington cities collectively ranked 19th in the nation in total motor fuel consumption in 2011. [10]

Washington Licensed Drivers

  • Licensed Drivers in WA [11]
    • Female Drivers: 2,495,765
    • Male Drivers: 2,683,024
    • Total Drivers: 5,178,789
    • Rank: 14th highest in the U.S.

Additional information about Oak Harbor, WA

About Oak Harbor

Oak Harbor (Washington) is a city with a population of 22,075 [12] that is located in Island County.

WA Car Insurance

More about Oak Harbor auto insurance

For more information about Oak Harbor car insurance, or for additional resources regarding Washington car insurance overall, visit the Washington Department of Insurance.

Did you know?

Cell phone use while driving a school bus is currently banned in 21 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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