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Mercer Island Car Insurance Resources

Mercer Island, WA Car Insurance

Cars Insured in Mercer Island

^ There are an estimated 15,187 vehicles currently insured in Mercer Island. [1]

Car Insurance Rates in Mercer Island

^ From 2006 to 2010, Washington cities had the 16th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Mercer Island

^ There are an estimated 2,814 uninsured motorists driving in Mercer Island. [3]

WA Car Insurance

Mercer Island Car Insurance

Car Insurance Liability Requirements in Mercer Island

  • Minimum Liability Limits in Mercer Island: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Mercer Island

Required Car Insurance Coverage in Mercer Island
  • Mercer Island Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Mercer Island

  • Insurer Verification of Auto Insurance in Mercer Island [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Mercer Island Car Insurance Facts, Estimates & Related Laws

Mercer Island Car Insurance Stats

Mercer Island Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Mercer Island
    • Based on historical and current data, 15,187 cars are currently insured in Mercer Island. [5]
    • Washington cities collectively ranked 13th in the nation in auto insurance policies in 2011 with a total of 4,499,231. [1]
  • Uninsured Motorist Rate in Mercer Island
    • Based on historical and current data, Mercer Island has an estimated 2,814 uninsured drivers. [6]
    • Washington cities collectively had the 11th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Mercer Island
    • Washington cities collectively had the 16th highest auto insurance rates in the nation in 2010. [2]

Mercer Island Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Mercer Island Automotive Laws

  • Minimum Driving Age in Mercer Island [9]
    • Mercer Island, WA minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Mercer Island
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Mercer Island
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Mercer Island
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger and less than 4-feet-9-inches. [7]

Washington Car & Driver Facts

Washington Auto Registrations

Washington Car & Driver Facts
  • Auto Registrations in WA [8]
    • Registered Cars: 3,037,366
    • Registered Trucks: 2,610,557
    • Registered Motorcycles: 220,886
    • Total Registrations: 5,880,793
    • Rank: Washington ranked 14th in the United States in total auto registrations in 2011.

Washington Automotive Facts

  • Speed Limits in WA
    • Rural interstates: 70 mph (Trucks: 60 mph) [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 60 mph [7]
  • Washington Motor Fuel Consumption
    • Washington cities collectively ranked 19th in the nation in total motor fuel consumption in 2011. [10]

Washington Licensed Drivers

  • Licensed Drivers in WA [11]
    • Female Drivers: 2,495,765
    • Male Drivers: 2,683,024
    • Total Drivers: 5,178,789
    • Rank: 14th highest in the U.S.

Additional information about Mercer Island, WA

About Mercer Island

Mercer Island (Washington) is a city with a population of 22,699 [12] that is located in King County.

WA Car Insurance

More about Mercer Island auto insurance

For more information about Mercer Island car insurance, or for additional resources regarding Washington car insurance overall, visit the Washington Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in WA