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Elmer City Car Insurance Resources

Elmer City, WA Car Insurance

Cars Insured in Elmer City

^ There are an estimated 159 vehicles currently insured in Elmer City. [1]

Car Insurance Rates in Elmer City

^ From 2006 to 2010, Washington cities had the 16th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Elmer City

^ There are an estimated 30 uninsured motorists driving in Elmer City. [3]

WA Car Insurance

Elmer City Car Insurance

Car Insurance Liability Requirements in Elmer City

  • Minimum Liability Limits in Elmer City: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Elmer City

Required Car Insurance Coverage in Elmer City
  • Elmer City Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Elmer City

  • Insurer Verification of Auto Insurance in Elmer City [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Elmer City Car Insurance Facts, Estimates & Related Laws

Elmer City Car Insurance Stats

Elmer City Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Elmer City
    • Based on historical and current data, 159 cars are currently insured in Elmer City. [5]
    • Washington cities collectively ranked 13th in the nation in auto insurance policies in 2011 with a total of 4,499,231. [1]
  • Uninsured Motorist Rate in Elmer City
    • Based on historical and current data, Elmer City has an estimated 30 uninsured drivers. [6]
    • Washington cities collectively had the 11th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Elmer City
    • Washington cities collectively had the 16th highest auto insurance rates in the nation in 2010. [2]

Elmer City Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Elmer City Automotive Laws

  • Minimum Driving Age in Elmer City [9]
    • Elmer City, WA minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Elmer City
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Elmer City
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Elmer City
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger and less than 4-feet-9-inches. [7]

Washington Car & Driver Facts

Washington Auto Registrations

Washington Car & Driver Facts
  • Auto Registrations in WA [8]
    • Registered Cars: 3,037,366
    • Registered Trucks: 2,610,557
    • Registered Motorcycles: 220,886
    • Total Registrations: 5,880,793
    • Rank: Washington ranked 14th in the United States in total auto registrations in 2011.

Washington Automotive Facts

  • Speed Limits in WA
    • Rural interstates: 70 mph (Trucks: 60 mph) [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 60 mph [7]
  • Washington Motor Fuel Consumption
    • Washington cities collectively ranked 19th in the nation in total motor fuel consumption in 2011. [10]

Washington Licensed Drivers

  • Licensed Drivers in WA [11]
    • Female Drivers: 2,495,765
    • Male Drivers: 2,683,024
    • Total Drivers: 5,178,789
    • Rank: 14th highest in the U.S.

Additional information about Elmer City, WA

About Elmer City

Elmer City (Washington) is a town with a population of 238 [12] that is located in Okanogan County.

WA Car Insurance

More about Elmer City auto insurance

For more information about Elmer City car insurance, or for additional resources regarding Washington car insurance overall, visit the Washington Department of Insurance.

Did you know?

Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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