Car Insurance in Washington
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Car Insurance Liability Requirements in Washington
- Minimum Liability Limits in WA: 25/50/10 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: These amounts are the minimum required by the law. Drivers may opt to purchase auto insurance above the mandatory minimums.
Required Car Insurance Coverage in Washington
- Auto Insurance Coverage Requirements in WA [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Washington
- Insurer Verification of Auto Insurance in WA [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Washington Car Insurance Facts, Estimates & Related Laws
Washington Car Insurance Facts
- Average Car Insurance Rates in WA
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- Washington had the 16th highest auto insurance rates in the nation in 2010. [2]
- Rates in WA ranked 16th in the nation in 2009. [2]
- In 2008, WA had the 16th highest rates in the country. [2]
- Number of Auto Insurance Policies in WA
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- Washington ranked 13th in the nation in auto insurance policies in 2011 with a total of 4,499,231. [1]
- Uninsured Motorist Rate in WA
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- The uninsured motorist rate in WA ranked 11th in the nation in 2009. [3]
Washington Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for all drivers. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense.
- Under a primary law, a police officer can stop a driver for that specific offense. Under a secondary law, an officer must stop a driver for a primary offense before ticketing for the secondary offense.
Washington Automotive Laws
- Safety Belt Laws in WA
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- Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in all seats. [7]
- Child restraint law in place for 7 years and younger and less than 4-feet-9-inches. [7]
- Motorcycle Helmet Laws in WA
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- Motorcycle helmets required for all riders. [7]
- Driver's License Renewal Cycle in WA
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- Renewal cycle: 5 years [7]
Washington Auto & Driver Facts
Washington Automotive Facts
- Speed Limits in WA
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- Rural interstates: 70 mph (Trucks: 60 mph) [7]
- Urban interstates: 60 mph [7]
- Other roads: 60 mph [7]
- Motor Fuel Consumption in WA
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- Washington cities collectively ranked 19th in the nation in total motor fuel consumption in 2011. [9]
Washington Licensed Drivers
- Licensed Drivers in WA [10]
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- Total Drivers: 5,178,789
- Female: 2,495,765
- Male: 2,683,024
- WA has the 14th most drivers in the U.S.
- Minimum Driving Age in WA [5]
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- Washington has a minimum driving age of 15 years.
Washington Auto Registrations
- Auto Registrations in WA [8]
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- Registered Cars: 3,037,366
- Registered Trucks: 2,610,557
- Registered Motorcycles: 220,886
- Total Registrations: 5,880,793
- Rank: Washington ranked 14th in the United States in total auto registrations in 2011.
Additional information about Washington
About Washington
Washington has a population of approximately 6,724,540, which ranks 13th in the U.S. among all states. [6]
More about Washington auto insurance
For more information about auto insurance in WA, or for additional resources regarding Washington car insurance, visit the Washington Department of Insurance.
Did you know?
Under primary laws, an officer can ticket a driver for the offense (such as texting) without another traffic violation occurring.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Insurance Institute for Highway Safety (IIHS)
6. ^ United States Census Bureau
7. ^ IIHS & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ U.S. Department of Transportation
10. ^ Federal Highway Administration
