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Herndon Car Insurance Resources

Herndon, VA Car Insurance

Cars Insured in Herndon

^ There are an estimated 17,856 vehicles currently insured in Herndon. [1]

Car Insurance Rates in Herndon

^ From 2006 to 2010, Virginia cities had the 32nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Herndon

^ There are an estimated 1,719 uninsured motorists driving in Herndon. [3]

VA Car Insurance

Herndon Car Insurance

Car Insurance Liability Requirements in Herndon

  • Minimum Liability Limits in Herndon: 25/50/20 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 20  Required coverage up to $20,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Herndon

Required Car Insurance Coverage in Herndon
  • Herndon Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Note: It is compulsory to buy physical damage insurance or pay an Uninsured Motorists Vehicle (UMV) fee to the state Department of Motor Vehicles.

Car Insurance Verification Laws in Herndon

  • Insurer Verification of Auto Insurance in Herndon [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Herndon Car Insurance Facts, Estimates & Related Laws

Herndon Car Insurance Stats

Herndon Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Herndon
    • Based on historical and current data, 17,856 cars are currently insured in Herndon. [5]
    • Virginia cities collectively ranked 11th in the nation in auto insurance policies in 2011 with a total of 6,133,687. [1]
  • Uninsured Motorist Rate in Herndon
    • Based on historical and current data, Herndon has an estimated 1,719 uninsured drivers. [6]
    • Virginia cities collectively had the 36th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Herndon
    • Virginia cities collectively had the 34th highest auto insurance rates in the nation in 2010. [2]

Herndon Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect for texting. Secondary enforcement in effect for drivers younger than 18. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Herndon Automotive Laws

  • Minimum Driving Age in Herndon [9]
    • Herndon, VA minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Herndon
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Herndon
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Herndon
    • Safety belt laws have been in place since 1988 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for 7 years and younger unless they have a physician exemption19. [7]

Virginia Car & Driver Facts

Virginia Auto Registrations

Virginia Car & Driver Facts
  • Auto Registrations in VA [8]
    • Registered Cars: 3,827,026
    • Registered Trucks: 2,954,336
    • Registered Motorcycles: 195,829
    • Total Registrations: 6,998,385
    • Rank: Virginia ranked 11th in the United States in total auto registrations in 2011.

Virginia Automotive Facts

  • Speed Limits in VA
    • Rural interstates: 70 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 55 mph [7]
  • Virginia Motor Fuel Consumption
    • Virginia cities collectively ranked 12th in the nation in total motor fuel consumption in 2011. [10]

Virginia Licensed Drivers

  • Licensed Drivers in VA [11]
    • Female Drivers: 2,820,210
    • Male Drivers: 2,646,835
    • Total Drivers: 5,467,045
    • Rank: 13th highest in the U.S.

Additional information about Herndon, VA

About Herndon

Herndon (Virginia) is a town with a population of 23,292 [12] that is located in Fairfax County.

VA Car Insurance

More about Herndon auto insurance

For more information about Herndon car insurance, or for additional resources regarding Virginia car insurance overall, visit the Virginia Department of Insurance.

Did you know?

As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in VA