Car Insurance in 23413 (Nassawadox, VA)
Car Insurance Liability Requirements in 23413
- Minimum Liability Limits in 23413: 25/50/20 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 20 Required coverage up to $20,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in 23413
- 23413 Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Note: It is compulsory to buy physical damage insurance or pay an Uninsured Motorists Vehicle (UMV) fee to the state Department of Motor Vehicles.
Car Insurance Verification Laws in 23413
- Insurer Verification of Auto Insurance in 23413 [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify financial responsibility or insurance after an accident or arrest.
- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Car Insurance Facts, Estimates & Related Laws for ZIP Code 23413
Car Insurance Stats for 23413
- Number of Auto Insurance Policies in 23413
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- Based on historical and current data, 644 cars are currently insured in 23413. [5]
- Virginia cities collectively ranked 11th in the nation in auto insurance policies in 2011 with a total of 6,133,687. [1]
- Uninsured Motorist Rate in 23413
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- Based on historical and current data, ZIP Code 23413 has an estimated 62 uninsured drivers. [6]
- Virginia cities collectively had the 36th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in 23413
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- All Virginia ZIP Codes collectively had the 34th highest auto insurance rates in the nation in 2010. [2]
23413 Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect for texting. Secondary enforcement in effect for drivers younger than 18. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Automotive Laws in ZIP Code 23413
- Minimum Driving Age in 23413 [9]
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- 23413 minimum driving age: 15 years, 6 months.
- Driver's License Renewal Cycle in 23413
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- Renewal cycle: 8 years [7]
- Motorcycle Helmet Laws in 23413
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in 23413
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- Safety belt laws have been in place since 1988 and apply to drivers/passengers 18+ years in front seat. [7]
- Child restraint law in place for 7 years and younger unless they have a physician exemption19. [7]
Virginia Car & Driver Facts
Virginia (including 23413) Auto Registrations
- Auto Registrations in VA [8]
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- Registered Cars: 3,827,026
- Registered Trucks: 2,954,336
- Registered Motorcycles: 195,829
- Total Registrations: 6,998,385
- Rank: Virginia ranked 11th in the United States in total auto registrations in 2011.
Virginia (including 23413) Automotive Facts
- Speed Limits in VA
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- Rural interstates: 70 mph [7]
- Urban interstates: 70 mph [7]
- Other roads: 55 mph [7]
- Virginia (including 23413) Motor Fuel Consumption
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- Virginia cities collectively ranked 12th in the nation in total motor fuel consumption in 2011. [10]
Virginia Licensed Drivers
- Licensed Drivers in VA [11]
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- Female Drivers: 2,820,210
- Male Drivers: 2,646,835
- Total Drivers: 5,467,045
- Rank: 13th highest in the U.S.
Additional information about Virginia
About 23413
The region that is made up by ZIP Code 23413 has a population of approximately 840 and is located in Northampton County in Virginia (Nassawadox, VA). [4]
Car Insurance in 23413
For more information about 23413 Car Insurance, or for additional resources regarding car insurance overall, visit the Virginia Department of Insurance.
Did you know?
Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.
Car Insurance Resources for Other ZIP Codes in Virginia
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
