Car Insurance in 20187 (Warrenton, VA)
Car Insurance Liability Requirements in 20187
- Minimum Liability Limits in 20187: 25/50/20 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 20 Required coverage up to $20,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in 20187
- 20187 Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Note: It is compulsory to buy physical damage insurance or pay an Uninsured Motorists Vehicle (UMV) fee to the state Department of Motor Vehicles.
Car Insurance Verification Laws in 20187
- Insurer Verification of Auto Insurance in 20187 [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify financial responsibility or insurance after an accident or arrest.
- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Car Insurance Facts, Estimates & Related Laws for ZIP Code 20187
Car Insurance Stats for 20187
- Number of Auto Insurance Policies in 20187
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- Based on historical and current data, 11,692 cars are currently insured in 20187. [5]
- Virginia cities collectively ranked 11th in the nation in auto insurance policies in 2011 with a total of 6,133,687. [1]
- Uninsured Motorist Rate in 20187
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- Based on historical and current data, ZIP Code 20187 has an estimated 1,126 uninsured drivers. [6]
- Virginia cities collectively had the 36th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in 20187
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- All Virginia ZIP Codes collectively had the 34th highest auto insurance rates in the nation in 2010. [2]
20187 Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect for texting. Secondary enforcement in effect for drivers younger than 18. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Automotive Laws in ZIP Code 20187
- Minimum Driving Age in 20187 [9]
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- 20187 minimum driving age: 15 years, 6 months.
- Driver's License Renewal Cycle in 20187
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- Renewal cycle: 8 years [7]
- Motorcycle Helmet Laws in 20187
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in 20187
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- Safety belt laws have been in place since 1988 and apply to drivers/passengers 18+ years in front seat. [7]
- Child restraint law in place for 7 years and younger unless they have a physician exemption19. [7]
Virginia Car & Driver Facts
Virginia (including 20187) Auto Registrations
- Auto Registrations in VA [8]
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- Registered Cars: 3,827,026
- Registered Trucks: 2,954,336
- Registered Motorcycles: 195,829
- Total Registrations: 6,998,385
- Rank: Virginia ranked 11th in the United States in total auto registrations in 2011.
Virginia (including 20187) Automotive Facts
- Speed Limits in VA
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- Rural interstates: 70 mph [7]
- Urban interstates: 70 mph [7]
- Other roads: 55 mph [7]
- Virginia (including 20187) Motor Fuel Consumption
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- Virginia cities collectively ranked 12th in the nation in total motor fuel consumption in 2011. [10]
Virginia Licensed Drivers
- Licensed Drivers in VA [11]
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- Female Drivers: 2,820,210
- Male Drivers: 2,646,835
- Total Drivers: 5,467,045
- Rank: 13th highest in the U.S.
Additional information about Virginia
About 20187
The region that is made up by ZIP Code 20187 has a population of approximately 15,252 and is located in Fauquier County in Virginia (Warrenton, VA). [4]
Car Insurance in 20187
For more information about 20187 Car Insurance, or for additional resources regarding car insurance overall, visit the Virginia Department of Insurance.
Did you know?
Some motorcyclists are currently required by law to wear a helmet in 47 states and the District of Columbia.
Car Insurance Resources for Other ZIP Codes in Virginia
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
