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Montpelier Car Insurance Resources

Montpelier, VT Car Insurance

Cars Insured in Montpelier

^ There are an estimated 6,069 vehicles currently insured in Montpelier. [1]

Car Insurance Rates in Montpelier

^ From 2006 to 2010, Vermont cities had the 38th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Montpelier

^ There are an estimated 465 uninsured motorists driving in Montpelier. [3]

VT Car Insurance

Montpelier Car Insurance

Car Insurance Liability Requirements in Montpelier

  • Minimum Liability Limits in Montpelier: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Montpelier

Required Car Insurance Coverage in Montpelier
  • Montpelier Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Montpelier

  • Insurer Verification of Auto Insurance in Montpelier [4]
    • Insurer must verify randomly selected insurance policies upon request.

Montpelier Car Insurance Facts, Estimates & Related Laws

Montpelier Car Insurance Stats

Montpelier Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Montpelier
    • Based on historical and current data, 6,069 cars are currently insured in Montpelier. [5]
    • Vermont cities collectively ranked 49th in the nation in auto insurance policies in 2011 with a total of 483,495. [1]
  • Uninsured Motorist Rate in Montpelier
    • Based on historical and current data, Montpelier has an estimated 465 uninsured drivers. [6]
    • Vermont cities collectively had the 47th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Montpelier
    • Vermont cities collectively had the 39th highest auto insurance rates in the nation in 2010. [2]

Montpelier Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for drivers in work zones. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Montpelier Automotive Laws

  • Minimum Driving Age in Montpelier [9]
    • Montpelier, VT minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Montpelier
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Montpelier
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Montpelier
    • Safety belt laws have been in place since 1994 and apply to drivers/passengers 18+ years in all seats. [7]
    • Child restraint law in place for younger than 1 year or less than 20 pounds in a rear-facing infant seat; 1 through 7 and more than 20 pounds. [7]

Vermont Car & Driver Facts

Vermont Auto Registrations

Vermont Car & Driver Facts
  • Auto Registrations in VT [8]
    • Registered Cars: 286,106
    • Registered Trucks: 286,748
    • Registered Motorcycles: 30,071
    • Total Registrations: 605,054
    • Rank: Vermont ranked 50th in the United States in total auto registrations in 2011.

Vermont Automotive Facts

  • Speed Limits in VT
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 50 mph [7]
  • Vermont Motor Fuel Consumption
    • Vermont cities collectively ranked 50th in the nation in total motor fuel consumption in 2011. [10]

Vermont Licensed Drivers

  • Licensed Drivers in VT [11]
    • Female Drivers: 262,200
    • Male Drivers: 259,466
    • Total Drivers: 521,666
    • Rank: 47th highest in the U.S.

Additional information about Montpelier, VT

About Montpelier

Montpelier (Vermont) is a city with a population of 7,855 [12] that is located in Washington County.

VT Car Insurance

More about Montpelier auto insurance

For more information about Montpelier car insurance, or for additional resources regarding Vermont car insurance overall, visit the Vermont Department of Insurance.

Did you know?

Penalties for driving without required insurance coverage vary widely by location. Fines can reach into the thousands of dollars.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in VT