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Derby Center Car Insurance Resources

Derby Center, VT Car Insurance

Cars Insured in Derby Center

^ There are an estimated 461 vehicles currently insured in Derby Center. [1]

Car Insurance Rates in Derby Center

^ From 2006 to 2010, Vermont cities had the 38th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Derby Center

^ There are an estimated 35 uninsured motorists driving in Derby Center. [3]

VT Car Insurance

Derby Center Car Insurance

Car Insurance Liability Requirements in Derby Center

  • Minimum Liability Limits in Derby Center: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Derby Center

Required Car Insurance Coverage in Derby Center
  • Derby Center Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Derby Center

  • Insurer Verification of Auto Insurance in Derby Center [4]
    • Insurer must verify randomly selected insurance policies upon request.

Derby Center Car Insurance Facts, Estimates & Related Laws

Derby Center Car Insurance Stats

Derby Center Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Derby Center
    • Based on historical and current data, 461 cars are currently insured in Derby Center. [5]
    • Vermont cities collectively ranked 49th in the nation in auto insurance policies in 2011 with a total of 483,495. [1]
  • Uninsured Motorist Rate in Derby Center
    • Based on historical and current data, Derby Center has an estimated 35 uninsured drivers. [6]
    • Vermont cities collectively had the 47th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Derby Center
    • Vermont cities collectively had the 39th highest auto insurance rates in the nation in 2010. [2]

Derby Center Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for drivers in work zones. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Derby Center Automotive Laws

  • Minimum Driving Age in Derby Center [9]
    • Derby Center, VT minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Derby Center
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Derby Center
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Derby Center
    • Safety belt laws have been in place since 1994 and apply to drivers/passengers 18+ years in all seats. [7]
    • Child restraint law in place for younger than 1 year or less than 20 pounds in a rear-facing infant seat; 1 through 7 and more than 20 pounds. [7]

Vermont Car & Driver Facts

Vermont Auto Registrations

Vermont Car & Driver Facts
  • Auto Registrations in VT [8]
    • Registered Cars: 286,106
    • Registered Trucks: 286,748
    • Registered Motorcycles: 30,071
    • Total Registrations: 605,054
    • Rank: Vermont ranked 50th in the United States in total auto registrations in 2011.

Vermont Automotive Facts

  • Speed Limits in VT
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 50 mph [7]
  • Vermont Motor Fuel Consumption
    • Vermont cities collectively ranked 50th in the nation in total motor fuel consumption in 2011. [10]

Vermont Licensed Drivers

  • Licensed Drivers in VT [11]
    • Female Drivers: 262,200
    • Male Drivers: 259,466
    • Total Drivers: 521,666
    • Rank: 47th highest in the U.S.

Additional information about Derby Center, VT

About Derby Center

Derby Center (Vermont) is a village with a population of 597 [12] that is located in Orleans County.

VT Car Insurance

More about Derby Center auto insurance

For more information about Derby Center car insurance, or for additional resources regarding Vermont car insurance overall, visit the Vermont Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in VT