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Spanish Fork Car Insurance Resources

Spanish Fork, UT Car Insurance

Cars Insured in Spanish Fork

^ There are an estimated 22,941 vehicles currently insured in Spanish Fork. [1]

Car Insurance Rates in Spanish Fork

^ From 2006 to 2010, Utah cities had the 31st highest auto insurance rates in the nation. [2]

Uninsured Motorists in Spanish Fork

^ There are an estimated 1,799 uninsured motorists driving in Spanish Fork. [3]

UT Car Insurance

Spanish Fork Car Insurance

Car Insurance Liability Requirements in Spanish Fork

  • Minimum Liability Limits in Spanish Fork: 25/65/15 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 65  Required coverage up to $65,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

Required Car Insurance Coverage in Spanish Fork

Required Car Insurance Coverage in Spanish Fork
  • Spanish Fork Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Spanish Fork

  • Insurer Verification of Auto Insurance in Spanish Fork [4]
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Spanish Fork Car Insurance Facts, Estimates & Related Laws

Spanish Fork Car Insurance Stats

Spanish Fork Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Spanish Fork
    • Based on historical and current data, 22,941 cars are currently insured in Spanish Fork. [5]
    • Utah cities collectively ranked 34th in the nation in auto insurance policies in 2011 with a total of 1,827,781. [1]
  • Uninsured Motorist Rate in Spanish Fork
    • Based on historical and current data, Spanish Fork has an estimated 1,799 uninsured drivers. [6]
    • Utah cities collectively had the 44th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Spanish Fork
    • Utah cities collectively had the 28th highest auto insurance rates in the nation in 2010. [2]

Spanish Fork Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers (hand-held ban). [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Spanish Fork Automotive Laws

  • Minimum Driving Age in Spanish Fork [9]
    • Spanish Fork, UT minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Spanish Fork
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Spanish Fork
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Spanish Fork
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger and shorter than 57 inches. [7]

Utah Car & Driver Facts

Utah Auto Registrations

Utah Car & Driver Facts
  • Auto Registrations in UT [8]
    • Registered Cars: 857,948
    • Registered Trucks: 960,618
    • Registered Motorcycles: 59,430
    • Total Registrations: 1,883,410
    • Rank: Utah ranked 36th in the United States in total auto registrations in 2011.

Utah Automotive Facts

  • Speed Limits in UT
    • Rural interstates: 75 mph (Specified segments of road may have posted limits that exceed 75 mph) [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 65 mph [7]
  • Utah Motor Fuel Consumption
    • Utah cities collectively ranked 34th in the nation in total motor fuel consumption in 2011. [10]

Utah Licensed Drivers

  • Licensed Drivers in UT [11]
    • Female Drivers: 871,083
    • Male Drivers: 876,404
    • Total Drivers: 1,747,487
    • Rank: 34th highest in the U.S.

Additional information about Spanish Fork, UT

About Spanish Fork

Spanish Fork (Utah) is a city with a population of 34,691 [12] that is located in Utah County.

UT Car Insurance

More about Spanish Fork auto insurance

For more information about Spanish Fork car insurance, or for additional resources regarding Utah car insurance overall, visit the Utah Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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