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Saratoga Springs Car Insurance Resources

Saratoga Springs, UT Car Insurance

Cars Insured in Saratoga Springs

^ There are an estimated 11,759 vehicles currently insured in Saratoga Springs. [1]

Car Insurance Rates in Saratoga Springs

^ From 2006 to 2010, Utah cities had the 31st highest auto insurance rates in the nation. [2]

Uninsured Motorists in Saratoga Springs

^ There are an estimated 922 uninsured motorists driving in Saratoga Springs. [3]

UT Car Insurance

Saratoga Springs Car Insurance

Car Insurance Liability Requirements in Saratoga Springs

  • Minimum Liability Limits in Saratoga Springs: 25/65/15 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 65  Required coverage up to $65,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

Required Car Insurance Coverage in Saratoga Springs

Required Car Insurance Coverage in Saratoga Springs
  • Saratoga Springs Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Saratoga Springs

  • Insurer Verification of Auto Insurance in Saratoga Springs [4]
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Saratoga Springs Car Insurance Facts, Estimates & Related Laws

Saratoga Springs Car Insurance Stats

Saratoga Springs Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Saratoga Springs
    • Based on historical and current data, 11,759 cars are currently insured in Saratoga Springs. [5]
    • Utah cities collectively ranked 34th in the nation in auto insurance policies in 2011 with a total of 1,827,781. [1]
  • Uninsured Motorist Rate in Saratoga Springs
    • Based on historical and current data, Saratoga Springs has an estimated 922 uninsured drivers. [6]
    • Utah cities collectively had the 44th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Saratoga Springs
    • Utah cities collectively had the 28th highest auto insurance rates in the nation in 2010. [2]

Saratoga Springs Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers (hand-held ban). [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Saratoga Springs Automotive Laws

  • Minimum Driving Age in Saratoga Springs [9]
    • Saratoga Springs, UT minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Saratoga Springs
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Saratoga Springs
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Saratoga Springs
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger and shorter than 57 inches. [7]

Utah Car & Driver Facts

Utah Auto Registrations

Utah Car & Driver Facts
  • Auto Registrations in UT [8]
    • Registered Cars: 857,948
    • Registered Trucks: 960,618
    • Registered Motorcycles: 59,430
    • Total Registrations: 1,883,410
    • Rank: Utah ranked 36th in the United States in total auto registrations in 2011.

Utah Automotive Facts

  • Speed Limits in UT
    • Rural interstates: 75 mph (Specified segments of road may have posted limits that exceed 75 mph) [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 65 mph [7]
  • Utah Motor Fuel Consumption
    • Utah cities collectively ranked 34th in the nation in total motor fuel consumption in 2011. [10]

Utah Licensed Drivers

  • Licensed Drivers in UT [11]
    • Female Drivers: 871,083
    • Male Drivers: 876,404
    • Total Drivers: 1,747,487
    • Rank: 34th highest in the U.S.

Additional information about Saratoga Springs, UT

About Saratoga Springs

Saratoga Springs (Utah) is a city with a population of 17,781 [12] that is located in Utah County.

UT Car Insurance

More about Saratoga Springs auto insurance

For more information about Saratoga Springs car insurance, or for additional resources regarding Utah car insurance overall, visit the Utah Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in UT