Customize the list below to see which Utah companies are your top matches:
Smart Financial Auto Insurance Rate Comparison in Utah- Auto Insurance Rates as Low as $19/Month
- Save Time & Money With SMARTWAY™ Rate Comparison From Top Carriers
- Compare Insurance Multiple Rates in Under 2 Minutes
- Start Saving the Today!
GET QUOTEClick to visit website
Auto Insurance As Low As *$19*/Mo in Utah- Save Time & Money With Free Quotes From Top Carriers
- Get Savings in Minutes
- Easy, Fast & 100% Free. Click Here to Start Saving!
GET QUOTEClick to visit website
Save up to $900 Per Year When You Bundle | We Find You The Best Rates in Utah- Compare Over +100 Companies At A Glance
- We Work With Top Insurance Providers
- A Secure Place To Compare Car Insurance Quotes
- Savings in Minutes
GET QUOTEClick to visit website
Car Insurance Liability Requirements in Utah
- Minimum Liability Limits in UT: 25/65/15 [4]
-
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 65 Required coverage up to $65,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Note: These amounts are the minimum required by the law. Drivers may opt to purchase auto insurance above the mandatory minimums.
- Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.
Required Car Insurance Coverage in Utah
- Auto Insurance Coverage Requirements in UT [4]
-
- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Utah
- Insurer Verification of Auto Insurance in UT [4]
-
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Utah Car Insurance Facts, Estimates & Related Laws
Utah Car Insurance Facts
- Average Car Insurance Rates in UT
-
- Utah had the 28th highest auto insurance rates in the nation in 2010. [2]
- Rates in UT ranked 29th in the nation in 2009. [2]
- In 2008, UT had the 29th highest rates in the country. [2]
- Number of Auto Insurance Policies in UT
-
- Utah ranked 34th in the nation in auto insurance policies in 2011 with a total of 1,827,781. [1]
- Uninsured Motorist Rate in UT
-
- The uninsured motorist rate in UT ranked 44th in the nation in 2009. [3]
Utah Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers (hand-held ban). [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense.
- Under a primary law, a police officer can stop a driver for that specific offense. Under a secondary law, an officer must stop a driver for a primary offense before ticketing for the secondary offense.
Utah Automotive Laws
- Safety Belt Laws in UT
-
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in all seats. [7]
- Child restraint law in place for 7 years and younger and shorter than 57 inches. [7]
- Motorcycle Helmet Laws in UT
-
- Motorcycle helmets required for 17 and younger. [7]
- Driver's License Renewal Cycle in UT
-
- Renewal cycle: 5 years [7]
Utah Automotive Facts
- Speed Limits in UT
-
- Rural interstates: 75 mph (Specified segments of road may have posted limits that exceed 75 mph) [7]
- Urban interstates: 65 mph [7]
- Other roads: 65 mph [7]
- Motor Fuel Consumption in UT
-
- Utah cities collectively ranked 34th in the nation in total motor fuel consumption in 2011. [9]
Utah Licensed Drivers
- Licensed Drivers in UT [10]
-
- Total Drivers: 1,747,487
- Female: 871,083
- Male: 876,404
- UT has the 34th most drivers in the U.S.
- Minimum Driving Age in UT [5]
-
- Utah has a minimum driving age of 15 years.
Utah Auto Registrations
- Auto Registrations in UT [8]
-
- Registered Cars: 857,948
- Registered Trucks: 960,618
- Registered Motorcycles: 59,430
- Total Registrations: 1,883,410
- Rank: Utah ranked 36th in the United States in total auto registrations in 2011.
Additional information about Utah
About Utah
Utah has a population of approximately 2,763,885, which ranks 34th in the U.S. among all states. [6]
More about Utah auto insurance
For more information about auto insurance in UT, or for additional resources regarding Utah car insurance, visit the Utah Department of Insurance.
Did you know?
Novice drivers are prohibited from the use of all cell phones in 37 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Insurance Institute for Highway Safety (IIHS)
6. ^ United States Census Bureau
7. ^ IIHS & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ U.S. Department of Transportation
10. ^ Federal Highway Administration
