Thompsons Station Car Insurance Resources

Thompsons Station, TN Car Insurance

Cars Insured in Thompsons Station

^ There are an estimated 1,488 vehicles currently insured in Thompsons Station. ^[1]

Car Insurance Rates in Thompsons Station

^ From 2006 to 2010, Tennessee cities had the 39th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Thompsons Station

^ There are an estimated 375 uninsured motorists driving in Thompsons Station. ^[3]

Thompsons Station Car Insurance

Car Insurance Liability Requirements in Thompsons Station

Minimum Liability Limits in Thompsons Station: 25/50/15 ^[4]
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
- Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Thompsons Station

Thompsons Station Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage

Car Insurance Verification Laws in Thompsons Station

Insurer Verification of Auto Insurance in Thompsons Station ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Thompsons Station Car Insurance Facts, Estimates & Related Laws

Thompsons Station Car Insurance Stats

Number of Auto Insurance Policies in Thompsons Station
- Based on historical and current data, 1,488 cars are currently insured in Thompsons Station. ^[5]
- Tennessee cities collectively ranked 15th in the nation in auto insurance policies in 2011 with a total of 4,303,507. ^[1]
Uninsured Motorist Rate in Thompsons Station
- Based on historical and current data, Thompsons Station has an estimated 375 uninsured drivers. ^[6]
- Tennessee cities collectively had the 4th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Thompsons Station
- Tennessee cities collectively had the 38th highest auto insurance rates in the nation in 2010. ^[2]

Thompsons Station Distracted Driving Laws

Hand-held phone ban? No
Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? Yes

Ban applies to learner's permit and intermediate license holders. ^[7]

Bus driver cell phone ban? Yes

Ban applies to school bus drivers. ^[7]

Enforcement of laws:

Primary enforcement in effect. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Thompsons Station Automotive Laws

Minimum Driving Age in Thompsons Station ^[9]
- Thompsons Station, TN minimum driving age: 15 years.
Driver's License Renewal Cycle in Thompsons Station
- Renewal cycle: 5 years ^[7]
Motorcycle Helmet Laws in Thompsons Station
- Motorcycle helmets required for all riders. ^[7]
Safety Belt Laws in Thompsons Station
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in front seat. ^[7]
- Child restraint law in place for younger than 1 year or 20 pounds or less in a rear-facing infant seat; 1 - 3 years and 20+ pounds in a forward-facing infant seat; 4 - 8 years and less than 4-feet-9-inches in booster. ^[7]

Tennessee Car & Driver Facts

Tennessee Auto Registrations

Auto Registrations in TN ^[8]
- Registered Cars: 2,637,423
- Registered Trucks: 2,483,721
- Registered Motorcycles: 168,420
- Total Registrations: 5,302,335
- Rank: Tennessee ranked 16th in the United States in total auto registrations in 2011.

Tennessee Automotive Facts

Speed Limits in TN
- Rural interstates: 70 mph ^[7]
- Urban interstates: 70 mph ^[7]
- Other roads: 65 mph ^[7]
Tennessee Motor Fuel Consumption
- Tennessee cities collectively ranked 15th in the nation in total motor fuel consumption in 2011. ^[10]

Tennessee Licensed Drivers

Licensed Drivers in TN ^[11]
- Female Drivers: 2,353,546
- Male Drivers: 2,190,213
- Total Drivers: 4,543,759
- Rank: 17th highest in the U.S.

Additional information about Thompsons Station, TN

About Thompsons Station

Thompsons Station (Tennessee) is a town with a population of 2,194 ^[12] that is located in Williamson County.

More about Thompsons Station auto insurance

For more information about Thompsons Station car insurance, or for additional resources regarding Tennessee car insurance overall, visit the Tennessee Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)