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South Fulton Car Insurance Resources

South Fulton, TN Car Insurance

Cars Insured in South Fulton

^ There are an estimated 1,596 vehicles currently insured in South Fulton. [1]

Car Insurance Rates in South Fulton

^ From 2006 to 2010, Tennessee cities had the 39th highest auto insurance rates in the nation. [2]

Uninsured Motorists in South Fulton

^ There are an estimated 403 uninsured motorists driving in South Fulton. [3]

TN Car Insurance

South Fulton Car Insurance

Car Insurance Liability Requirements in South Fulton

  • Minimum Liability Limits in South Fulton: 25/50/15 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

Required Car Insurance Coverage in South Fulton

Required Car Insurance Coverage in South Fulton
  • South Fulton Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in South Fulton

  • Insurer Verification of Auto Insurance in South Fulton [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

South Fulton Car Insurance Facts, Estimates & Related Laws

South Fulton Car Insurance Stats

South Fulton Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in South Fulton
    • Based on historical and current data, 1,596 cars are currently insured in South Fulton. [5]
    • Tennessee cities collectively ranked 15th in the nation in auto insurance policies in 2011 with a total of 4,303,507. [1]
  • Uninsured Motorist Rate in South Fulton
    • Based on historical and current data, South Fulton has an estimated 403 uninsured drivers. [6]
    • Tennessee cities collectively had the 4th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in South Fulton
    • Tennessee cities collectively had the 38th highest auto insurance rates in the nation in 2010. [2]

South Fulton Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


South Fulton Automotive Laws

  • Minimum Driving Age in South Fulton [9]
    • South Fulton, TN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in South Fulton
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in South Fulton
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in South Fulton
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year or 20 pounds or less in a rear-facing infant seat; 1 - 3 years and 20+ pounds in a forward-facing infant seat; 4 - 8 years and less than 4-feet-9-inches in booster. [7]

Tennessee Car & Driver Facts

Tennessee Auto Registrations

Tennessee Car & Driver Facts
  • Auto Registrations in TN [8]
    • Registered Cars: 2,637,423
    • Registered Trucks: 2,483,721
    • Registered Motorcycles: 168,420
    • Total Registrations: 5,302,335
    • Rank: Tennessee ranked 16th in the United States in total auto registrations in 2011.

Tennessee Automotive Facts

  • Speed Limits in TN
    • Rural interstates: 70 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 65 mph [7]
  • Tennessee Motor Fuel Consumption
    • Tennessee cities collectively ranked 15th in the nation in total motor fuel consumption in 2011. [10]

Tennessee Licensed Drivers

  • Licensed Drivers in TN [11]
    • Female Drivers: 2,353,546
    • Male Drivers: 2,190,213
    • Total Drivers: 4,543,759
    • Rank: 17th highest in the U.S.

Additional information about South Fulton, TN

About South Fulton

South Fulton (Tennessee) is a city with a population of 2,354 [12] that is located in Obion County.

TN Car Insurance

More about South Fulton auto insurance

For more information about South Fulton car insurance, or for additional resources regarding Tennessee car insurance overall, visit the Tennessee Department of Insurance.

Did you know?

Only three states (Illinois, Iowa, and New Hampshire) currently have no motorcycle helmet law at all.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in TN