Parkers Crossroads Car Insurance Resources

Parkers Crossroads, TN Car Insurance

Cars Insured in Parkers Crossroads

^ There are an estimated 224 vehicles currently insured in Parkers Crossroads. ^[1]

Car Insurance Rates in Parkers Crossroads

^ From 2006 to 2010, Tennessee cities had the 39th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Parkers Crossroads

^ There are an estimated 56 uninsured motorists driving in Parkers Crossroads. ^[3]

Parkers Crossroads Car Insurance

Car Insurance Liability Requirements in Parkers Crossroads

Minimum Liability Limits in Parkers Crossroads: 25/50/15 ^[4]
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
- Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Parkers Crossroads

Parkers Crossroads Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage

Car Insurance Verification Laws in Parkers Crossroads

Insurer Verification of Auto Insurance in Parkers Crossroads ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Parkers Crossroads Car Insurance Facts, Estimates & Related Laws

Parkers Crossroads Car Insurance Stats

Number of Auto Insurance Policies in Parkers Crossroads
- Based on historical and current data, 224 cars are currently insured in Parkers Crossroads. ^[5]
- Tennessee cities collectively ranked 15th in the nation in auto insurance policies in 2011 with a total of 4,303,507. ^[1]
Uninsured Motorist Rate in Parkers Crossroads
- Based on historical and current data, Parkers Crossroads has an estimated 56 uninsured drivers. ^[6]
- Tennessee cities collectively had the 4th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Parkers Crossroads
- Tennessee cities collectively had the 38th highest auto insurance rates in the nation in 2010. ^[2]

Parkers Crossroads Distracted Driving Laws

Hand-held phone ban? No
Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? Yes

Ban applies to learner's permit and intermediate license holders. ^[7]

Bus driver cell phone ban? Yes

Ban applies to school bus drivers. ^[7]

Enforcement of laws:

Primary enforcement in effect. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Parkers Crossroads Automotive Laws

Minimum Driving Age in Parkers Crossroads ^[9]
- Parkers Crossroads, TN minimum driving age: 15 years.
Driver's License Renewal Cycle in Parkers Crossroads
- Renewal cycle: 5 years ^[7]
Motorcycle Helmet Laws in Parkers Crossroads
- Motorcycle helmets required for all riders. ^[7]
Safety Belt Laws in Parkers Crossroads
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in front seat. ^[7]
- Child restraint law in place for younger than 1 year or 20 pounds or less in a rear-facing infant seat; 1 - 3 years and 20+ pounds in a forward-facing infant seat; 4 - 8 years and less than 4-feet-9-inches in booster. ^[7]

Tennessee Car & Driver Facts

Tennessee Auto Registrations

Auto Registrations in TN ^[8]
- Registered Cars: 2,637,423
- Registered Trucks: 2,483,721
- Registered Motorcycles: 168,420
- Total Registrations: 5,302,335
- Rank: Tennessee ranked 16th in the United States in total auto registrations in 2011.

Tennessee Automotive Facts

Speed Limits in TN
- Rural interstates: 70 mph ^[7]
- Urban interstates: 70 mph ^[7]
- Other roads: 65 mph ^[7]
Tennessee Motor Fuel Consumption
- Tennessee cities collectively ranked 15th in the nation in total motor fuel consumption in 2011. ^[10]

Tennessee Licensed Drivers

Licensed Drivers in TN ^[11]
- Female Drivers: 2,353,546
- Male Drivers: 2,190,213
- Total Drivers: 4,543,759
- Rank: 17th highest in the U.S.

Additional information about Parkers Crossroads, TN

About Parkers Crossroads

Parkers Crossroads (Tennessee) is a city with a population of 330 ^[12] that is located in Henderson County.

More about Parkers Crossroads auto insurance

For more information about Parkers Crossroads car insurance, or for additional resources regarding Tennessee car insurance overall, visit the Tennessee Department of Insurance.

Did you know?

Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)