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Lebanon Car Insurance Resources

Lebanon, TN Car Insurance

Cars Insured in Lebanon

^ There are an estimated 17,760 vehicles currently insured in Lebanon. [1]

Car Insurance Rates in Lebanon

^ From 2006 to 2010, Tennessee cities had the 39th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Lebanon

^ There are an estimated 4,482 uninsured motorists driving in Lebanon. [3]

TN Car Insurance

Lebanon Car Insurance

Car Insurance Liability Requirements in Lebanon

  • Minimum Liability Limits in Lebanon: 25/50/15 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

Required Car Insurance Coverage in Lebanon

Required Car Insurance Coverage in Lebanon
  • Lebanon Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Lebanon

  • Insurer Verification of Auto Insurance in Lebanon [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Lebanon Car Insurance Facts, Estimates & Related Laws

Lebanon Car Insurance Stats

Lebanon Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Lebanon
    • Based on historical and current data, 17,760 cars are currently insured in Lebanon. [5]
    • Tennessee cities collectively ranked 15th in the nation in auto insurance policies in 2011 with a total of 4,303,507. [1]
  • Uninsured Motorist Rate in Lebanon
    • Based on historical and current data, Lebanon has an estimated 4,482 uninsured drivers. [6]
    • Tennessee cities collectively had the 4th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Lebanon
    • Tennessee cities collectively had the 38th highest auto insurance rates in the nation in 2010. [2]

Lebanon Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Lebanon Automotive Laws

  • Minimum Driving Age in Lebanon [9]
    • Lebanon, TN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Lebanon
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Lebanon
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Lebanon
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year or 20 pounds or less in a rear-facing infant seat; 1 - 3 years and 20+ pounds in a forward-facing infant seat; 4 - 8 years and less than 4-feet-9-inches in booster. [7]

Tennessee Car & Driver Facts

Tennessee Auto Registrations

Tennessee Car & Driver Facts
  • Auto Registrations in TN [8]
    • Registered Cars: 2,637,423
    • Registered Trucks: 2,483,721
    • Registered Motorcycles: 168,420
    • Total Registrations: 5,302,335
    • Rank: Tennessee ranked 16th in the United States in total auto registrations in 2011.

Tennessee Automotive Facts

  • Speed Limits in TN
    • Rural interstates: 70 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 65 mph [7]
  • Tennessee Motor Fuel Consumption
    • Tennessee cities collectively ranked 15th in the nation in total motor fuel consumption in 2011. [10]

Tennessee Licensed Drivers

  • Licensed Drivers in TN [11]
    • Female Drivers: 2,353,546
    • Male Drivers: 2,190,213
    • Total Drivers: 4,543,759
    • Rank: 17th highest in the U.S.

Additional information about Lebanon, TN

About Lebanon

Lebanon (Tennessee) is a city with a population of 26,190 [12] that is located in Wilson County.

TN Car Insurance

More about Lebanon auto insurance

For more information about Lebanon car insurance, or for additional resources regarding Tennessee car insurance overall, visit the Tennessee Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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