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Hickory Valley Car Insurance Resources

Hickory Valley, TN Car Insurance

Cars Insured in Hickory Valley

^ There are an estimated 67 vehicles currently insured in Hickory Valley. [1]

Car Insurance Rates in Hickory Valley

^ From 2006 to 2010, Tennessee cities had the 39th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Hickory Valley

^ There are an estimated 17 uninsured motorists driving in Hickory Valley. [3]

TN Car Insurance

Hickory Valley Car Insurance

Car Insurance Liability Requirements in Hickory Valley

  • Minimum Liability Limits in Hickory Valley: 25/50/15 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

Required Car Insurance Coverage in Hickory Valley

Required Car Insurance Coverage in Hickory Valley
  • Hickory Valley Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Hickory Valley

  • Insurer Verification of Auto Insurance in Hickory Valley [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Hickory Valley Car Insurance Facts, Estimates & Related Laws

Hickory Valley Car Insurance Stats

Hickory Valley Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Hickory Valley
    • Based on historical and current data, 67 cars are currently insured in Hickory Valley. [5]
    • Tennessee cities collectively ranked 15th in the nation in auto insurance policies in 2011 with a total of 4,303,507. [1]
  • Uninsured Motorist Rate in Hickory Valley
    • Based on historical and current data, Hickory Valley has an estimated 17 uninsured drivers. [6]
    • Tennessee cities collectively had the 4th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Hickory Valley
    • Tennessee cities collectively had the 38th highest auto insurance rates in the nation in 2010. [2]

Hickory Valley Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Hickory Valley Automotive Laws

  • Minimum Driving Age in Hickory Valley [9]
    • Hickory Valley, TN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Hickory Valley
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Hickory Valley
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Hickory Valley
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year or 20 pounds or less in a rear-facing infant seat; 1 - 3 years and 20+ pounds in a forward-facing infant seat; 4 - 8 years and less than 4-feet-9-inches in booster. [7]

Tennessee Car & Driver Facts

Tennessee Auto Registrations

Tennessee Car & Driver Facts
  • Auto Registrations in TN [8]
    • Registered Cars: 2,637,423
    • Registered Trucks: 2,483,721
    • Registered Motorcycles: 168,420
    • Total Registrations: 5,302,335
    • Rank: Tennessee ranked 16th in the United States in total auto registrations in 2011.

Tennessee Automotive Facts

  • Speed Limits in TN
    • Rural interstates: 70 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 65 mph [7]
  • Tennessee Motor Fuel Consumption
    • Tennessee cities collectively ranked 15th in the nation in total motor fuel consumption in 2011. [10]

Tennessee Licensed Drivers

  • Licensed Drivers in TN [11]
    • Female Drivers: 2,353,546
    • Male Drivers: 2,190,213
    • Total Drivers: 4,543,759
    • Rank: 17th highest in the U.S.

Additional information about Hickory Valley, TN

About Hickory Valley

Hickory Valley (Tennessee) is a town with a population of 99 [12] that is located in Hardeman County.

TN Car Insurance

More about Hickory Valley auto insurance

For more information about Hickory Valley car insurance, or for additional resources regarding Tennessee car insurance overall, visit the Tennessee Department of Insurance.

Did you know?

Motorcyclists are currently required by law to wear a helmet are in place in 19 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in TN