West Columbia Car Insurance Resources

West Columbia, SC Car Insurance

Cars Insured in West Columbia

^ There are an estimated 11,044 vehicles currently insured in West Columbia. ^[1]

Car Insurance Rates in West Columbia

^ From 2006 to 2010, South Carolina cities had the 23rd highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in West Columbia

^ There are an estimated 1,182 uninsured motorists driving in West Columbia. ^[3]

West Columbia Car Insurance

Car Insurance Liability Requirements in West Columbia

Minimum Liability Limits in West Columbia: 25/50/25 ^[4]
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in West Columbia

West Columbia Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage

Car Insurance Verification Laws in West Columbia

Insurer Verification of Auto Insurance in West Columbia ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

West Columbia Car Insurance Facts, Estimates & Related Laws

West Columbia Car Insurance Stats

Number of Auto Insurance Policies in West Columbia
- Based on historical and current data, 11,044 cars are currently insured in West Columbia. ^[5]
- South Carolina cities collectively ranked 24th in the nation in auto insurance policies in 2011 with a total of 3,408,224. ^[1]
Uninsured Motorist Rate in West Columbia
- Based on historical and current data, West Columbia has an estimated 1,182 uninsured drivers. ^[6]
- South Carolina cities collectively had the 37th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in West Columbia
- South Carolina cities collectively had the 23rd highest auto insurance rates in the nation in 2010. ^[2]

West Columbia Distracted Driving Laws

Hand-held phone ban? No
Texting-while-driving ban? No
Young drivers cell phone ban? No
Bus driver cell phone ban? No
Enforcement of laws:

n/a. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

West Columbia Automotive Laws

Minimum Driving Age in West Columbia ^[9]
- West Columbia, SC minimum driving age: 15 years.
Driver's License Renewal Cycle in West Columbia
- Renewal cycle: 10 years ^[7]
Motorcycle Helmet Laws in West Columbia
- Motorcycle helmets required for 20 and younger. ^[7]
Safety Belt Laws in West Columbia
- Safety belt laws have been in place since 1989 and apply to drivers/passengers 6+ years in all seats. ^[7]
- Child restraint law in place for 1 year and younger or less than 20 pounds in a rear-facing infant seat; 1 through 5 years and 20-39 pounds in a forward-facing child safety seat; 1 - 5 years and 40-80 pounds in booster. ^[7]

South Carolina Car & Driver Facts

South Carolina Auto Registrations

Auto Registrations in SC ^[8]
- Registered Cars: 1,983,691
- Registered Trucks: 1,726,266
- Registered Motorcycles: 108,371
- Total Registrations: 3,827,208
- Rank: South Carolina ranked 25th in the United States in total auto registrations in 2011.

South Carolina Automotive Facts

Speed Limits in SC
- Rural interstates: 70 mph ^[7]
- Urban interstates: 70 mph ^[7]
- Other roads: 55 mph ^[7]
South Carolina Motor Fuel Consumption
- South Carolina cities collectively ranked 18th in the nation in total motor fuel consumption in 2011. ^[10]

South Carolina Licensed Drivers

Licensed Drivers in SC ^[11]
- Female Drivers: 1,775,011
- Male Drivers: 1,633,307
- Total Drivers: 3,408,318
- Rank: 23rd highest in the U.S.

Additional information about West Columbia, SC

About West Columbia

West Columbia (South Carolina) is a city with a population of 14,988 ^[12] that is located in Lexington County.

More about West Columbia auto insurance

For more information about West Columbia car insurance, or for additional resources regarding South Carolina car insurance overall, visit the South Carolina Department of Insurance.

Did you know?

Only three states (Illinois, Iowa, and New Hampshire) currently have no motorcycle helmet law at all.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)