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Spartanburg Car Insurance Resources

Spartanburg, SC Car Insurance

Cars Insured in Spartanburg

^ There are an estimated 27,273 vehicles currently insured in Spartanburg. [1]

Car Insurance Rates in Spartanburg

^ From 2006 to 2010, South Carolina cities had the 23rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Spartanburg

^ There are an estimated 2,918 uninsured motorists driving in Spartanburg. [3]

SC Car Insurance

Spartanburg Car Insurance

Car Insurance Liability Requirements in Spartanburg

  • Minimum Liability Limits in Spartanburg: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Spartanburg

Required Car Insurance Coverage in Spartanburg
  • Spartanburg Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Car Insurance Verification Laws in Spartanburg

  • Insurer Verification of Auto Insurance in Spartanburg [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Spartanburg Car Insurance Facts, Estimates & Related Laws

Spartanburg Car Insurance Stats

Spartanburg Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Spartanburg
    • Based on historical and current data, 27,273 cars are currently insured in Spartanburg. [5]
    • South Carolina cities collectively ranked 24th in the nation in auto insurance policies in 2011 with a total of 3,408,224. [1]
  • Uninsured Motorist Rate in Spartanburg
    • Based on historical and current data, Spartanburg has an estimated 2,918 uninsured drivers. [6]
    • South Carolina cities collectively had the 37th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Spartanburg
    • South Carolina cities collectively had the 23rd highest auto insurance rates in the nation in 2010. [2]

Spartanburg Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? No
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • n/a. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Spartanburg Automotive Laws

  • Minimum Driving Age in Spartanburg [9]
    • Spartanburg, SC minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Spartanburg
    • Renewal cycle: 10 years [7]
  • Motorcycle Helmet Laws in Spartanburg
    • Motorcycle helmets required for 20 and younger. [7]
  • Safety Belt Laws in Spartanburg
    • Safety belt laws have been in place since 1989 and apply to drivers/passengers 6+ years in all seats. [7]
    • Child restraint law in place for 1 year and younger or less than 20 pounds in a rear-facing infant seat; 1 through 5 years and 20-39 pounds in a forward-facing child safety seat; 1 - 5 years and 40-80 pounds in booster. [7]

South Carolina Car & Driver Facts

South Carolina Auto Registrations

South Carolina Car & Driver Facts
  • Auto Registrations in SC [8]
    • Registered Cars: 1,983,691
    • Registered Trucks: 1,726,266
    • Registered Motorcycles: 108,371
    • Total Registrations: 3,827,208
    • Rank: South Carolina ranked 25th in the United States in total auto registrations in 2011.

South Carolina Automotive Facts

  • Speed Limits in SC
    • Rural interstates: 70 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 55 mph [7]
  • South Carolina Motor Fuel Consumption
    • South Carolina cities collectively ranked 18th in the nation in total motor fuel consumption in 2011. [10]

South Carolina Licensed Drivers

  • Licensed Drivers in SC [11]
    • Female Drivers: 1,775,011
    • Male Drivers: 1,633,307
    • Total Drivers: 3,408,318
    • Rank: 23rd highest in the U.S.

Additional information about Spartanburg, SC

About Spartanburg

Spartanburg (South Carolina) is a city with a population of 37,013 [12] that is located in Spartanburg County.

SC Car Insurance

More about Spartanburg auto insurance

For more information about Spartanburg car insurance, or for additional resources regarding South Carolina car insurance overall, visit the South Carolina Department of Insurance.

Did you know?

Only three states (Illinois, Iowa, and New Hampshire) currently have no motorcycle helmet law at all.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in SC