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Hilton Head Island Car Insurance Resources

Hilton Head Island, SC Car Insurance

Cars Insured in Hilton Head Island

^ There are an estimated 27,337 vehicles currently insured in Hilton Head Island. [1]

Car Insurance Rates in Hilton Head Island

^ From 2006 to 2010, South Carolina cities had the 23rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Hilton Head Island

^ There are an estimated 2,925 uninsured motorists driving in Hilton Head Island. [3]

SC Car Insurance

Hilton Head Island Car Insurance

Car Insurance Liability Requirements in Hilton Head Island

  • Minimum Liability Limits in Hilton Head Island: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Hilton Head Island

Required Car Insurance Coverage in Hilton Head Island
  • Hilton Head Island Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Car Insurance Verification Laws in Hilton Head Island

  • Insurer Verification of Auto Insurance in Hilton Head Island [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Hilton Head Island Car Insurance Facts, Estimates & Related Laws

Hilton Head Island Car Insurance Stats

Hilton Head Island Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Hilton Head Island
    • Based on historical and current data, 27,337 cars are currently insured in Hilton Head Island. [5]
    • South Carolina cities collectively ranked 24th in the nation in auto insurance policies in 2011 with a total of 3,408,224. [1]
  • Uninsured Motorist Rate in Hilton Head Island
    • Based on historical and current data, Hilton Head Island has an estimated 2,925 uninsured drivers. [6]
    • South Carolina cities collectively had the 37th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Hilton Head Island
    • South Carolina cities collectively had the 23rd highest auto insurance rates in the nation in 2010. [2]

Hilton Head Island Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? No
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • n/a. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Hilton Head Island Automotive Laws

  • Minimum Driving Age in Hilton Head Island [9]
    • Hilton Head Island, SC minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Hilton Head Island
    • Renewal cycle: 10 years [7]
  • Motorcycle Helmet Laws in Hilton Head Island
    • Motorcycle helmets required for 20 and younger. [7]
  • Safety Belt Laws in Hilton Head Island
    • Safety belt laws have been in place since 1989 and apply to drivers/passengers 6+ years in all seats. [7]
    • Child restraint law in place for 1 year and younger or less than 20 pounds in a rear-facing infant seat; 1 through 5 years and 20-39 pounds in a forward-facing child safety seat; 1 - 5 years and 40-80 pounds in booster. [7]

South Carolina Car & Driver Facts

South Carolina Auto Registrations

South Carolina Car & Driver Facts
  • Auto Registrations in SC [8]
    • Registered Cars: 1,983,691
    • Registered Trucks: 1,726,266
    • Registered Motorcycles: 108,371
    • Total Registrations: 3,827,208
    • Rank: South Carolina ranked 25th in the United States in total auto registrations in 2011.

South Carolina Automotive Facts

  • Speed Limits in SC
    • Rural interstates: 70 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 55 mph [7]
  • South Carolina Motor Fuel Consumption
    • South Carolina cities collectively ranked 18th in the nation in total motor fuel consumption in 2011. [10]

South Carolina Licensed Drivers

  • Licensed Drivers in SC [11]
    • Female Drivers: 1,775,011
    • Male Drivers: 1,633,307
    • Total Drivers: 3,408,318
    • Rank: 23rd highest in the U.S.

Additional information about Hilton Head Island, SC

About Hilton Head Island

Hilton Head Island (South Carolina) is a town with a population of 37,099 [12] that is located in Beaufort County.

SC Car Insurance

More about Hilton Head Island auto insurance

For more information about Hilton Head Island car insurance, or for additional resources regarding South Carolina car insurance overall, visit the South Carolina Department of Insurance.

Did you know?

Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in SC