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Woonsocket Car Insurance Resources

Woonsocket, RI Car Insurance

Cars Insured in Woonsocket

^ There are an estimated 26,318 vehicles currently insured in Woonsocket. [1]

Car Insurance Rates in Woonsocket

^ From 2006 to 2010, Rhode Island cities had the 7th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Woonsocket

^ There are an estimated 5,163 uninsured motorists driving in Woonsocket. [3]

RI Car Insurance

Woonsocket Car Insurance

Car Insurance Liability Requirements in Woonsocket

  • Minimum Liability Limits in Woonsocket: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

Required Car Insurance Coverage in Woonsocket

Required Car Insurance Coverage in Woonsocket
  • Woonsocket Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Woonsocket

  • Insurer Verification of Auto Insurance in Woonsocket [4]
    • Insurer must verify randomly selected insurance policies upon request.

Woonsocket Car Insurance Facts, Estimates & Related Laws

Woonsocket Car Insurance Stats

Woonsocket Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Woonsocket
    • Based on historical and current data, 26,318 cars are currently insured in Woonsocket. [5]
    • Rhode Island cities collectively ranked 45th in the nation in auto insurance policies in 2011 with a total of 672,594. [1]
  • Uninsured Motorist Rate in Woonsocket
    • Based on historical and current data, Woonsocket has an estimated 5,163 uninsured drivers. [6]
    • Rhode Island cities collectively had the 9th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Woonsocket
    • Rhode Island cities collectively had the 7th highest auto insurance rates in the nation in 2010. [2]

Woonsocket Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Woonsocket Automotive Laws

  • Minimum Driving Age in Woonsocket [9]
    • Woonsocket, RI minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Woonsocket
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Woonsocket
    • Motorcycle helmets required for 20 and younger. [7]
    • Rhode Island\'s motorcycle helmet use law covers all passengers (regardless of age) and all operators during the first year of licensure (regardless of age). [7]
  • Safety Belt Laws in Woonsocket
    • Safety belt laws have been in place since 1991 and apply to drivers/passengers 18+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger and less than 57 inches and less than 80 pounds. [7]

Rhode Island Car & Driver Facts

Rhode Island Auto Registrations

Rhode Island Car & Driver Facts
  • Auto Registrations in RI [8]
    • Registered Cars: 527,589
    • Registered Trucks: 356,122
    • Registered Motorcycles: 33,085
    • Total Registrations: 918,823
    • Rank: Rhode Island ranked 46th in the United States in total auto registrations in 2011.

Rhode Island Automotive Facts

  • Speed Limits in RI
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Rhode Island Motor Fuel Consumption
    • Rhode Island cities collectively ranked 48th in the nation in total motor fuel consumption in 2011. [10]

Rhode Island Licensed Drivers

  • Licensed Drivers in RI [11]
    • Female Drivers: 382,262
    • Male Drivers: 367,444
    • Total Drivers: 749,706
    • Rank: 44th highest in the U.S.

Additional information about Woonsocket, RI

About Woonsocket

Woonsocket (Rhode Island) is a city with a population of 41,186 [12] that is located in Providence County.

RI Car Insurance

More about Woonsocket auto insurance

For more information about Woonsocket car insurance, or for additional resources regarding Rhode Island car insurance overall, visit the Rhode Island Department of Insurance.

Did you know?

Cell phone use while driving a school bus is currently banned in 21 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in RI