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Schellsburg Car Insurance Resources

Schellsburg, PA Car Insurance

Cars Insured in Schellsburg

^ There are an estimated 229 vehicles currently insured in Schellsburg. [1]

Car Insurance Rates in Schellsburg

^ From 2006 to 2010, Pennsylvania cities had the 18th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Schellsburg

^ There are an estimated 15 uninsured motorists driving in Schellsburg. [3]

PA Car Insurance

Schellsburg Car Insurance

Car Insurance Liability Requirements in Schellsburg

  • Minimum Liability Limits in Schellsburg: 15/30/5 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Schellsburg

Required Car Insurance Coverage in Schellsburg
  • Schellsburg Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Schellsburg

  • Insurer Verification of Auto Insurance in Schellsburg [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Schellsburg Car Insurance Facts, Estimates & Related Laws

Schellsburg Car Insurance Stats

Schellsburg Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Schellsburg
    • Based on historical and current data, 229 cars are currently insured in Schellsburg. [5]
    • Pennsylvania cities collectively ranked 5th in the nation in auto insurance policies in 2011 with a total of 8,599,108. [1]
  • Uninsured Motorist Rate in Schellsburg
    • Based on historical and current data, Schellsburg has an estimated 15 uninsured drivers. [6]
    • Pennsylvania cities collectively had the 48th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Schellsburg
    • Pennsylvania cities collectively had the 17th highest auto insurance rates in the nation in 2010. [2]

Schellsburg Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Schellsburg Automotive Laws

  • Minimum Driving Age in Schellsburg [9]
    • Schellsburg, PA minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Schellsburg
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Schellsburg
    • Motorcycle helmets required for 20 and younger. [7]
    • Pennsylvania\'s motorcycle helmet use law covers all operators during the first two years of licensure unless the operator has completed the safety course approved by PennDOT or the Motorcycle Safety Foundation. [7]
  • Safety Belt Laws in Schellsburg
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
    • Child restraint law in place for 7 years and younger. [7]

Pennsylvania Car & Driver Facts

Pennsylvania Auto Registrations

Pennsylvania Car & Driver Facts
  • Auto Registrations in PA [8]
    • Registered Cars: 5,484,519
    • Registered Trucks: 4,388,029
    • Registered Motorcycles: 404,896
    • Total Registrations: 10,302,980
    • Rank: Pennsylvania ranked 6th in the United States in total auto registrations in 2011.

Pennsylvania Automotive Facts

  • Speed Limits in PA
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Pennsylvania Motor Fuel Consumption
    • Pennsylvania cities collectively ranked 5th in the nation in total motor fuel consumption in 2011. [10]

Pennsylvania Licensed Drivers

  • Licensed Drivers in PA [11]
    • Female Drivers: 4,429,168
    • Male Drivers: 4,367,606
    • Total Drivers: 8,796,774
    • Rank: 5th highest in the U.S.

Additional information about Schellsburg, PA

About Schellsburg

Schellsburg (Pennsylvania) is a borough with a population of 338 [12] that is located in Bedford County.

PA Car Insurance

More about Schellsburg auto insurance

For more information about Schellsburg car insurance, or for additional resources regarding Pennsylvania car insurance overall, visit the Pennsylvania Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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