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Prospect Park Car Insurance Resources

Prospect Park, PA Car Insurance

Cars Insured in Prospect Park

^ There are an estimated 4,369 vehicles currently insured in Prospect Park. [1]

Car Insurance Rates in Prospect Park

^ From 2006 to 2010, Pennsylvania cities had the 18th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Prospect Park

^ There are an estimated 295 uninsured motorists driving in Prospect Park. [3]

PA Car Insurance

Prospect Park Car Insurance

Car Insurance Liability Requirements in Prospect Park

  • Minimum Liability Limits in Prospect Park: 15/30/5 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Prospect Park

Required Car Insurance Coverage in Prospect Park
  • Prospect Park Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Prospect Park

  • Insurer Verification of Auto Insurance in Prospect Park [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Prospect Park Car Insurance Facts, Estimates & Related Laws

Prospect Park Car Insurance Stats

Prospect Park Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Prospect Park
    • Based on historical and current data, 4,369 cars are currently insured in Prospect Park. [5]
    • Pennsylvania cities collectively ranked 5th in the nation in auto insurance policies in 2011 with a total of 8,599,108. [1]
  • Uninsured Motorist Rate in Prospect Park
    • Based on historical and current data, Prospect Park has an estimated 295 uninsured drivers. [6]
    • Pennsylvania cities collectively had the 48th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Prospect Park
    • Pennsylvania cities collectively had the 17th highest auto insurance rates in the nation in 2010. [2]

Prospect Park Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Prospect Park Automotive Laws

  • Minimum Driving Age in Prospect Park [9]
    • Prospect Park, PA minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Prospect Park
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Prospect Park
    • Motorcycle helmets required for 20 and younger. [7]
    • Pennsylvania\'s motorcycle helmet use law covers all operators during the first two years of licensure unless the operator has completed the safety course approved by PennDOT or the Motorcycle Safety Foundation. [7]
  • Safety Belt Laws in Prospect Park
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
    • Child restraint law in place for 7 years and younger. [7]

Pennsylvania Car & Driver Facts

Pennsylvania Auto Registrations

Pennsylvania Car & Driver Facts
  • Auto Registrations in PA [8]
    • Registered Cars: 5,484,519
    • Registered Trucks: 4,388,029
    • Registered Motorcycles: 404,896
    • Total Registrations: 10,302,980
    • Rank: Pennsylvania ranked 6th in the United States in total auto registrations in 2011.

Pennsylvania Automotive Facts

  • Speed Limits in PA
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Pennsylvania Motor Fuel Consumption
    • Pennsylvania cities collectively ranked 5th in the nation in total motor fuel consumption in 2011. [10]

Pennsylvania Licensed Drivers

  • Licensed Drivers in PA [11]
    • Female Drivers: 4,429,168
    • Male Drivers: 4,367,606
    • Total Drivers: 8,796,774
    • Rank: 5th highest in the U.S.

Additional information about Prospect Park, PA

About Prospect Park

Prospect Park (Pennsylvania) is a borough with a population of 6,454 [12] that is located in Delaware County.

PA Car Insurance

More about Prospect Park auto insurance

For more information about Prospect Park car insurance, or for additional resources regarding Pennsylvania car insurance overall, visit the Pennsylvania Department of Insurance.

Did you know?

Only three states (Illinois, Iowa, and New Hampshire) currently have no motorcycle helmet law at all.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in PA