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Northern Cambria Car Insurance Resources

Northern Cambria, PA Car Insurance

Cars Insured in Northern Cambria

^ There are an estimated 2,596 vehicles currently insured in Northern Cambria. [1]

Car Insurance Rates in Northern Cambria

^ From 2006 to 2010, Pennsylvania cities had the 18th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Northern Cambria

^ There are an estimated 175 uninsured motorists driving in Northern Cambria. [3]

PA Car Insurance

Northern Cambria Car Insurance

Car Insurance Liability Requirements in Northern Cambria

  • Minimum Liability Limits in Northern Cambria: 15/30/5 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Northern Cambria

Required Car Insurance Coverage in Northern Cambria
  • Northern Cambria Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Northern Cambria

  • Insurer Verification of Auto Insurance in Northern Cambria [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Northern Cambria Car Insurance Facts, Estimates & Related Laws

Northern Cambria Car Insurance Stats

Northern Cambria Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Northern Cambria
    • Based on historical and current data, 2,596 cars are currently insured in Northern Cambria. [5]
    • Pennsylvania cities collectively ranked 5th in the nation in auto insurance policies in 2011 with a total of 8,599,108. [1]
  • Uninsured Motorist Rate in Northern Cambria
    • Based on historical and current data, Northern Cambria has an estimated 175 uninsured drivers. [6]
    • Pennsylvania cities collectively had the 48th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Northern Cambria
    • Pennsylvania cities collectively had the 17th highest auto insurance rates in the nation in 2010. [2]

Northern Cambria Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Northern Cambria Automotive Laws

  • Minimum Driving Age in Northern Cambria [9]
    • Northern Cambria, PA minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Northern Cambria
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Northern Cambria
    • Motorcycle helmets required for 20 and younger. [7]
    • Pennsylvania\'s motorcycle helmet use law covers all operators during the first two years of licensure unless the operator has completed the safety course approved by PennDOT or the Motorcycle Safety Foundation. [7]
  • Safety Belt Laws in Northern Cambria
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
    • Child restraint law in place for 7 years and younger. [7]

Pennsylvania Car & Driver Facts

Pennsylvania Auto Registrations

Pennsylvania Car & Driver Facts
  • Auto Registrations in PA [8]
    • Registered Cars: 5,484,519
    • Registered Trucks: 4,388,029
    • Registered Motorcycles: 404,896
    • Total Registrations: 10,302,980
    • Rank: Pennsylvania ranked 6th in the United States in total auto registrations in 2011.

Pennsylvania Automotive Facts

  • Speed Limits in PA
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Pennsylvania Motor Fuel Consumption
    • Pennsylvania cities collectively ranked 5th in the nation in total motor fuel consumption in 2011. [10]

Pennsylvania Licensed Drivers

  • Licensed Drivers in PA [11]
    • Female Drivers: 4,429,168
    • Male Drivers: 4,367,606
    • Total Drivers: 8,796,774
    • Rank: 5th highest in the U.S.

Additional information about Northern Cambria, PA

About Northern Cambria

Northern Cambria (Pennsylvania) is a borough with a population of 3,835 [12] that is located in Cambria County.

PA Car Insurance

More about Northern Cambria auto insurance

For more information about Northern Cambria car insurance, or for additional resources regarding Pennsylvania car insurance overall, visit the Pennsylvania Department of Insurance.

Did you know?

Across all U.S. states, Massachusetts has the fewest uninsured drivers - approximately 4.5 percent at last measure.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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