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Mechanicsburg Car Insurance Resources

Mechanicsburg, PA Car Insurance

Cars Insured in Mechanicsburg

^ There are an estimated 6,080 vehicles currently insured in Mechanicsburg. [1]

Car Insurance Rates in Mechanicsburg

^ From 2006 to 2010, Pennsylvania cities had the 18th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Mechanicsburg

^ There are an estimated 410 uninsured motorists driving in Mechanicsburg. [3]

PA Car Insurance

Mechanicsburg Car Insurance

Car Insurance Liability Requirements in Mechanicsburg

  • Minimum Liability Limits in Mechanicsburg: 15/30/5 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Mechanicsburg

Required Car Insurance Coverage in Mechanicsburg
  • Mechanicsburg Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Mechanicsburg

  • Insurer Verification of Auto Insurance in Mechanicsburg [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Mechanicsburg Car Insurance Facts, Estimates & Related Laws

Mechanicsburg Car Insurance Stats

Mechanicsburg Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Mechanicsburg
    • Based on historical and current data, 6,080 cars are currently insured in Mechanicsburg. [5]
    • Pennsylvania cities collectively ranked 5th in the nation in auto insurance policies in 2011 with a total of 8,599,108. [1]
  • Uninsured Motorist Rate in Mechanicsburg
    • Based on historical and current data, Mechanicsburg has an estimated 410 uninsured drivers. [6]
    • Pennsylvania cities collectively had the 48th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Mechanicsburg
    • Pennsylvania cities collectively had the 17th highest auto insurance rates in the nation in 2010. [2]

Mechanicsburg Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Mechanicsburg Automotive Laws

  • Minimum Driving Age in Mechanicsburg [9]
    • Mechanicsburg, PA minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Mechanicsburg
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Mechanicsburg
    • Motorcycle helmets required for 20 and younger. [7]
    • Pennsylvania\'s motorcycle helmet use law covers all operators during the first two years of licensure unless the operator has completed the safety course approved by PennDOT or the Motorcycle Safety Foundation. [7]
  • Safety Belt Laws in Mechanicsburg
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
    • Child restraint law in place for 7 years and younger. [7]

Pennsylvania Car & Driver Facts

Pennsylvania Auto Registrations

Pennsylvania Car & Driver Facts
  • Auto Registrations in PA [8]
    • Registered Cars: 5,484,519
    • Registered Trucks: 4,388,029
    • Registered Motorcycles: 404,896
    • Total Registrations: 10,302,980
    • Rank: Pennsylvania ranked 6th in the United States in total auto registrations in 2011.

Pennsylvania Automotive Facts

  • Speed Limits in PA
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Pennsylvania Motor Fuel Consumption
    • Pennsylvania cities collectively ranked 5th in the nation in total motor fuel consumption in 2011. [10]

Pennsylvania Licensed Drivers

  • Licensed Drivers in PA [11]
    • Female Drivers: 4,429,168
    • Male Drivers: 4,367,606
    • Total Drivers: 8,796,774
    • Rank: 5th highest in the U.S.

Additional information about Mechanicsburg, PA

About Mechanicsburg

Mechanicsburg (Pennsylvania) is a borough with a population of 8,981 [12] that is located in Cumberland County.

PA Car Insurance

More about Mechanicsburg auto insurance

For more information about Mechanicsburg car insurance, or for additional resources regarding Pennsylvania car insurance overall, visit the Pennsylvania Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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