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Mcsherrystown Car Insurance Resources

Mcsherrystown, PA Car Insurance

Cars Insured in Mcsherrystown

^ There are an estimated 2,057 vehicles currently insured in Mcsherrystown. [1]

Car Insurance Rates in Mcsherrystown

^ From 2006 to 2010, Pennsylvania cities had the 18th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Mcsherrystown

^ There are an estimated 139 uninsured motorists driving in Mcsherrystown. [3]

PA Car Insurance

Mcsherrystown Car Insurance

Car Insurance Liability Requirements in Mcsherrystown

  • Minimum Liability Limits in Mcsherrystown: 15/30/5 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Mcsherrystown

Required Car Insurance Coverage in Mcsherrystown
  • Mcsherrystown Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Mcsherrystown

  • Insurer Verification of Auto Insurance in Mcsherrystown [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Mcsherrystown Car Insurance Facts, Estimates & Related Laws

Mcsherrystown Car Insurance Stats

Mcsherrystown Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Mcsherrystown
    • Based on historical and current data, 2,057 cars are currently insured in Mcsherrystown. [5]
    • Pennsylvania cities collectively ranked 5th in the nation in auto insurance policies in 2011 with a total of 8,599,108. [1]
  • Uninsured Motorist Rate in Mcsherrystown
    • Based on historical and current data, Mcsherrystown has an estimated 139 uninsured drivers. [6]
    • Pennsylvania cities collectively had the 48th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Mcsherrystown
    • Pennsylvania cities collectively had the 17th highest auto insurance rates in the nation in 2010. [2]

Mcsherrystown Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Mcsherrystown Automotive Laws

  • Minimum Driving Age in Mcsherrystown [9]
    • Mcsherrystown, PA minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Mcsherrystown
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Mcsherrystown
    • Motorcycle helmets required for 20 and younger. [7]
    • Pennsylvania\'s motorcycle helmet use law covers all operators during the first two years of licensure unless the operator has completed the safety course approved by PennDOT or the Motorcycle Safety Foundation. [7]
  • Safety Belt Laws in Mcsherrystown
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
    • Child restraint law in place for 7 years and younger. [7]

Pennsylvania Car & Driver Facts

Pennsylvania Auto Registrations

Pennsylvania Car & Driver Facts
  • Auto Registrations in PA [8]
    • Registered Cars: 5,484,519
    • Registered Trucks: 4,388,029
    • Registered Motorcycles: 404,896
    • Total Registrations: 10,302,980
    • Rank: Pennsylvania ranked 6th in the United States in total auto registrations in 2011.

Pennsylvania Automotive Facts

  • Speed Limits in PA
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Pennsylvania Motor Fuel Consumption
    • Pennsylvania cities collectively ranked 5th in the nation in total motor fuel consumption in 2011. [10]

Pennsylvania Licensed Drivers

  • Licensed Drivers in PA [11]
    • Female Drivers: 4,429,168
    • Male Drivers: 4,367,606
    • Total Drivers: 8,796,774
    • Rank: 5th highest in the U.S.

Additional information about Mcsherrystown, PA

About Mcsherrystown

Mcsherrystown (Pennsylvania) is a borough with a population of 3,038 [12] that is located in Adams County.

PA Car Insurance

More about Mcsherrystown auto insurance

For more information about Mcsherrystown car insurance, or for additional resources regarding Pennsylvania car insurance overall, visit the Pennsylvania Department of Insurance.

Did you know?

Some motorcyclists are currently required by law to wear a helmet in 47 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in PA