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Liberty Car Insurance Resources

Liberty, PA Car Insurance

Cars Insured in Liberty

^ There are an estimated 1,896 vehicles currently insured in Liberty. [1]

Car Insurance Rates in Liberty

^ From 2006 to 2010, Pennsylvania cities had the 18th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Liberty

^ There are an estimated 128 uninsured motorists driving in Liberty. [3]

PA Car Insurance

Liberty Car Insurance

Car Insurance Liability Requirements in Liberty

  • Minimum Liability Limits in Liberty: 15/30/5 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Liberty

Required Car Insurance Coverage in Liberty
  • Liberty Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Liberty

  • Insurer Verification of Auto Insurance in Liberty [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Liberty Car Insurance Facts, Estimates & Related Laws

Liberty Car Insurance Stats

Liberty Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Liberty
    • Based on historical and current data, 1,896 cars are currently insured in Liberty. [5]
    • Pennsylvania cities collectively ranked 5th in the nation in auto insurance policies in 2011 with a total of 8,599,108. [1]
  • Uninsured Motorist Rate in Liberty
    • Based on historical and current data, Liberty has an estimated 128 uninsured drivers. [6]
    • Pennsylvania cities collectively had the 48th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Liberty
    • Pennsylvania cities collectively had the 17th highest auto insurance rates in the nation in 2010. [2]

Liberty Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Liberty Automotive Laws

  • Minimum Driving Age in Liberty [9]
    • Liberty, PA minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Liberty
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Liberty
    • Motorcycle helmets required for 20 and younger. [7]
    • Pennsylvania\'s motorcycle helmet use law covers all operators during the first two years of licensure unless the operator has completed the safety course approved by PennDOT or the Motorcycle Safety Foundation. [7]
  • Safety Belt Laws in Liberty
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
    • Child restraint law in place for 7 years and younger. [7]

Pennsylvania Car & Driver Facts

Pennsylvania Auto Registrations

Pennsylvania Car & Driver Facts
  • Auto Registrations in PA [8]
    • Registered Cars: 5,484,519
    • Registered Trucks: 4,388,029
    • Registered Motorcycles: 404,896
    • Total Registrations: 10,302,980
    • Rank: Pennsylvania ranked 6th in the United States in total auto registrations in 2011.

Pennsylvania Automotive Facts

  • Speed Limits in PA
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Pennsylvania Motor Fuel Consumption
    • Pennsylvania cities collectively ranked 5th in the nation in total motor fuel consumption in 2011. [10]

Pennsylvania Licensed Drivers

  • Licensed Drivers in PA [11]
    • Female Drivers: 4,429,168
    • Male Drivers: 4,367,606
    • Total Drivers: 8,796,774
    • Rank: 5th highest in the U.S.

Additional information about Liberty, PA

About Liberty

Liberty (Pennsylvania) is a borough with a population of 2,800 [12] that is located in Allegheny County.

PA Car Insurance

More about Liberty auto insurance

For more information about Liberty car insurance, or for additional resources regarding Pennsylvania car insurance overall, visit the Pennsylvania Department of Insurance.

Did you know?

Across all U.S. states, Massachusetts has the fewest uninsured drivers - approximately 4.5 percent at last measure.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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