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Benson Car Insurance Resources

Benson, PA Car Insurance

Cars Insured in Benson

^ There are an estimated 129 vehicles currently insured in Benson. [1]

Car Insurance Rates in Benson

^ From 2006 to 2010, Pennsylvania cities had the 18th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Benson

^ There are an estimated 9 uninsured motorists driving in Benson. [3]

PA Car Insurance

Benson Car Insurance

Car Insurance Liability Requirements in Benson

  • Minimum Liability Limits in Benson: 15/30/5 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Benson

Required Car Insurance Coverage in Benson
  • Benson Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Benson

  • Insurer Verification of Auto Insurance in Benson [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Benson Car Insurance Facts, Estimates & Related Laws

Benson Car Insurance Stats

Benson Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Benson
    • Based on historical and current data, 129 cars are currently insured in Benson. [5]
    • Pennsylvania cities collectively ranked 5th in the nation in auto insurance policies in 2011 with a total of 8,599,108. [1]
  • Uninsured Motorist Rate in Benson
    • Based on historical and current data, Benson has an estimated 9 uninsured drivers. [6]
    • Pennsylvania cities collectively had the 48th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Benson
    • Pennsylvania cities collectively had the 17th highest auto insurance rates in the nation in 2010. [2]

Benson Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Benson Automotive Laws

  • Minimum Driving Age in Benson [9]
    • Benson, PA minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Benson
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Benson
    • Motorcycle helmets required for 20 and younger. [7]
    • Pennsylvania\'s motorcycle helmet use law covers all operators during the first two years of licensure unless the operator has completed the safety course approved by PennDOT or the Motorcycle Safety Foundation. [7]
  • Safety Belt Laws in Benson
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
    • Child restraint law in place for 7 years and younger. [7]

Pennsylvania Car & Driver Facts

Pennsylvania Auto Registrations

Pennsylvania Car & Driver Facts
  • Auto Registrations in PA [8]
    • Registered Cars: 5,484,519
    • Registered Trucks: 4,388,029
    • Registered Motorcycles: 404,896
    • Total Registrations: 10,302,980
    • Rank: Pennsylvania ranked 6th in the United States in total auto registrations in 2011.

Pennsylvania Automotive Facts

  • Speed Limits in PA
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Pennsylvania Motor Fuel Consumption
    • Pennsylvania cities collectively ranked 5th in the nation in total motor fuel consumption in 2011. [10]

Pennsylvania Licensed Drivers

  • Licensed Drivers in PA [11]
    • Female Drivers: 4,429,168
    • Male Drivers: 4,367,606
    • Total Drivers: 8,796,774
    • Rank: 5th highest in the U.S.

Additional information about Benson, PA

About Benson

Benson (Pennsylvania) is a borough with a population of 191 [12] that is located in Somerset County.

PA Car Insurance

More about Benson auto insurance

For more information about Benson car insurance, or for additional resources regarding Pennsylvania car insurance overall, visit the Pennsylvania Department of Insurance.

Did you know?

Some motorcyclists are currently required by law to wear a helmet in 47 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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