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Philomath Car Insurance Resources

Philomath, OR Car Insurance

Cars Insured in Philomath

^ There are an estimated 3,215 vehicles currently insured in Philomath. [1]

Car Insurance Rates in Philomath

^ From 2006 to 2010, Oregon cities had the 28th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Philomath

^ There are an estimated 345 uninsured motorists driving in Philomath. [3]

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Philomath Car Insurance

Car Insurance Liability Requirements in Philomath

  • Minimum Liability Limits in Philomath: 25/50/20 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 20  Required coverage up to $20,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Philomath

Required Car Insurance Coverage in Philomath
  • Philomath Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage
    • Note: Underinsured motorist coverage is mandatory when uninsured motorist liability limit is greater than the required financial responsibility.

Car Insurance Verification Laws in Philomath

  • Insurer Verification of Auto Insurance in Philomath [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Philomath Car Insurance Facts, Estimates & Related Laws

Philomath Car Insurance Stats

Philomath Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Philomath
    • Based on historical and current data, 3,215 cars are currently insured in Philomath. [5]
    • Oregon cities collectively ranked 28th in the nation in auto insurance policies in 2011 with a total of 2,687,350. [1]
  • Uninsured Motorist Rate in Philomath
    • Based on historical and current data, Philomath has an estimated 345 uninsured drivers. [6]
    • Oregon cities collectively had the 38th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Philomath
    • Oregon cities collectively had the 26th highest auto insurance rates in the nation in 2010. [2]

Philomath Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Philomath Automotive Laws

  • Minimum Driving Age in Philomath [9]
    • Philomath, OR minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Philomath
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Philomath
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Philomath
    • Safety belt laws have been in place since 1990 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for younger than 1 year or less than 20 pounds in rear facing child safety seat; 7 or younger and 40 pounds or less in child safety seat; more than 40 pounds but 4-feet-9 inches or less in booster. [7]

Oregon Car & Driver Facts

Oregon Auto Registrations

Oregon Car & Driver Facts
  • Auto Registrations in OR [8]
    • Registered Cars: 1,472,348
    • Registered Trucks: 1,542,955
    • Registered Motorcycles: 108,317
    • Total Registrations: 3,128,120
    • Rank: Oregon ranked 29th in the United States in total auto registrations in 2011.

Oregon Automotive Facts

  • Speed Limits in OR
    • Rural interstates: 65 mph (Trucks: 55 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Oregon Motor Fuel Consumption
    • Oregon cities collectively ranked 31st in the nation in total motor fuel consumption in 2011. [10]

Oregon Licensed Drivers

  • Licensed Drivers in OR [11]
    • Female Drivers: 1,392,461
    • Male Drivers: 1,381,495
    • Total Drivers: 2,773,956
    • Rank: 28th highest in the U.S.

Additional information about Philomath, OR

About Philomath

Philomath (Oregon) is a city with a population of 4,584 [12] that is located in Benton County.

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More about Philomath auto insurance

For more information about Philomath car insurance, or for additional resources regarding Oregon car insurance overall, visit the Oregon Department of Insurance.

Did you know?

Some motorcyclists are currently required by law to wear a helmet in 47 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in OR